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<strong>Higher Education Reconciliation Act (HERA) of 2005</strong> – The portion of the Deficit Reduction Act of 2005 specifically addressing student financial aid provisions, including student loan interest rates and fees, consolidation rules, school as lender, and other policies and procedures.
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buffer stock (E4, F3)<br />1 An accumulation of a commodity for the purpose of stabilizing its world price. The stock built up provides a means of intervention, particularly in the markets for metals, oil and agricultural produce. Buffer stock managers buy in the commodity in times of falling prices and sell when prices are rising. But there are limits to the efficacy of buffer stocks - for example, the major price fall of tin in 1985 was so cataclysmic that the managers were unable to prevent it. Governments have financed many of these stocks to maintain the incomes and employment of primary producers.<br /> 2 A cash balance which can absorb unexpected variations in expenditure and mcome.<br /> <br /><em>Reference</em><br />Laidler, D. (1984) 'The buffer stock notion in monetary economics', Economic Journal (Supplement) 94: 17-34.
scarcity pricing (D4)<br />Setting prices equal to MARGINAL SOCIAL cosT. An approach often used in transport economics.
<strong>LTH</strong> – Less than half time, an enrollment status indicating the student is carrying less than a half-time academic workload, as determined by the school. Students who are less than half time are not eligible to borrow FFEL Program loans.
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