As the home "palm rejected", will hourly only thought of these, so called a brillant heavily-forested NaDangGu.
5. Balance
The so-called "balance", it does not mean eat, flower light, light. And from a financial perspective, this is to guarantee a family peaceful and stable prerequisites. People's desire is endless, if indulge purchase desire cross-flow, will drag down the family economy, and even cause broken families. Some women do not value the, the husband and their income full in a drawer locks, always needs at any time can take from.
This practice although reflected more convenient, but with it from another point of view, is also very easy to family financial to the brink of collapse. This is surely with closing the principle of a foothold, what income level, then what's been a life; Income rise step, consumption level and improve a class, but this is not the wide-eyed, to make waves.
Article 28 quarter: the home "NaDangGu" (2)
6. Useful before buying
A brand new phone, price is 4,500 yuan, market, has fallen to less than half a year, while $2,800 and update, cooler, more dazzle product launch. Recent to cell phone sales site, saw a message board to write full impressions of the "buy this anger vomiting blood..." Words like emerge in endlessly, the product itself more voluptuous quality has a problem, original trendy into a laughing stock. Therefore
Medium Black Patent Tote (rt_34211-bb), rue, really want to say one, early know today, why had?
Women tend to become the market leader, the woman always old, as long as it is their favorite new product, no matter how much money to spend out would buy. New products, product quality is not listed at the beginning to 100%, of which profit was very rich. As products on the market gradually popularizing, prices may be a falling. So you like new products will also become a regular general products.
Similarly, buy first with also tend to make after buying goods in advance, advance the outdated buy things become waste. So unless urgent need, try not to buy new products.
Smart consumers will choose shopping opportunity, this point not false, but opportunity is not enough light catch, which still have skills to follow, that kind of cheap hu buy disorderly buy it is stupid. On sale to buy products should pay attention to the following two points: one should pay attention to quality, should try to pick high credibility brand with time longer species; Two heed this product will quickly be eliminated, had better choose some maintain long products.
Female finance is the new fashion, now of the input and accumulate experience will accompany women's life. Finance can help families build solid financial
Medium Black Patent Tote (rt_34211-bb), accumulated wealth. Modern woman to join actively absorbing knowledge of conduct financial transactions ranks, let his life "in the mood for love", must not let wealth and you brush past!
2. Adjust consumption habits
In today's society, some women month income is low, but to finally but no earnings, or even into significant debt, is this why? Much of the reason lies in not good consumption habits and lack of long-term plan, they could not control their consumer behavior, all income are used to solve the immediate problem. Once it's started, like virus, difficult to heal. We should press individual income ability to decide what kind of house, live and what car to drive to buy what type of consumer goods
Medium Black Patent Tote (rt_34211-bb), not to the surface is rich and pay no necessary cost. If your income is the method with money to pay off the bill soon bill, money not to himself all the longer, duration, you are more likely to become the new poor gens. So be determined from your income in extrusion surplus do you plan, but in order to get financial freedom this long-term goals, you should make some sacrifices, if some habits will not help you achieve your goals, then you should get rid of it without hesitation and form a good habit of consumption.
As the family, then must NaDangGu form some good consumption habits. For example, the expenses to pay must, and then do the necessary consumption; Monthly income to savings and investment after the consumption; 10% or more of their income for future financial arrangement; Regular quantitative investment; Consumer spending to live within your means and prevent manger son ble en herbe, etc. And regular quantitatively investment is financing is worth to recommend a very habit of "fire" and do not carry. Here, provide a basic expenditure process: payback - buy the appropriate insurance -- prepare 3-6 times month income emergency gold - each year savings investment 10-20% income for future consideration -- arrangement everyday needs - the last is luxury consumption. You want to have a happy family, it is necessary to develop good consumption habit, if you formed the good habit of consumption, it can make you for a lifetime.
Thrift consumption principle, many a little makes a mickle savings concept and ends, has helped the balance principle of wealth accumulation and good consumption habit formation.
First change consumption habits to discuss financing
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