Reprinted About 5 warranty payments , value co

Please reproduced, later to find that the province, facilitate more handy to own. Welcome reproduced ah!
characteristic essay ratio of social security:

pension insurance: you pay per month for units 21%, you pay 8%;
Medical insurance: you pay per month for units 9%, you pay 2% plus 10 dollars of serious co-ordination (ill hospitalized coordinating major piece of pipe);

; unemployment insurance: you pay per month for units of 2%, you pay 1%;
injury insurance: you pay per month for units of 0.5%, 1 point you do not get their money;
maternity insurance: you pay per month for units of 0.8%, you do not get their penny;
housing Fund: Unit 8 percentage per month for you to pay, you pay 8%
more so doing, the unit each month to pay for your social security ratio should be 21% +9 % +2% +0.5% +0.8% +8% = 41.3%
you pay every month for your social security ratio should be 8% + 2% + 10 block + 1 % +8% = 19% +10
temporarily clear the block you pay 10 dollars alongside, the proportion of units to pay and you should pay for the 413:190 ratio, which is that if your monthly Social Security payment for their 190 dollars, then the unit will be to play on your Social Security account into the 413 dollars a month to addition your Social Security account of the money should be 413 +190 = 603 dollars
So in case you can not see, the unit cost of delivery of social security is 2 times more than you, so you pay a monthly fee when the Social Security Do not feel bad Yeah - you know the unit a lot more than you pay it, in fact anguished units.
saying that the three risk a return to gold and five insurance payments, where we should have seen, in fact, said the rivers and lakes full of full insurance is equivalent to five insurance payments equitable full insurance is paid from your personal insurance (unemployment + pension + medical + provident fund) for the five insurance payments from your unit to pay insurance (pension + healthcare + unemployment + injury + birth + Provident Fund) speaking of. The full insurance that as a faultless insurance is just that up nicely it.
increase unit for you to pay social security, in fact, did not work but have income of humans or units in a unit but do not pay Social Security workers can also pay their own Social Security, but only to pay private pension + medical insurance, birth injury ah ah ah unemployment fund it, you do not personally must pay up.

Here's what is social insurance contributions under the base
we already know just to pay a monthly flat rate and you pay social security is almost the 413:190 ratio, then and now out of question: his monthly pay social security fees and everything to do with this ratio, social security costs in the end is how to determine it?
we may not be placarded, in all provinces in early July every year promulgate a This is what this manner, signification that workers in Nanjing by the time the normal payment of social security for the unit, per month for each employee to pay money for at least 1189 × 41.3% = 491 million, and 1189 to pay laborers at least a month × 19% +10 = 236 yuan, and units per month so you should pay social security fees on out.
But now a current problem came out again, Nanjing wages alter greatly Yeah, some people get 1000 a month, somebody could get 10,000 a month, do not get called to get 1000 and 10000 are Social Security to pay the same fee?
Please note that 1189 is the lowest base, there is the highest in 1189 on the base, the highest base in Nanjing this year seems to be more than 8,000, I forget the specific , and anyway, if you pay 1189 yuan per month in the retinue, the unit must be in accordance with 1189 yuan for you to pay 1189 × 41.3% = 491 dollars, and you own at least a month to pay 1189 × 19% +10 = 236 dollars, this is the minimum social security contribution base 1189 as the significance lies: the month even now you take 1000 or 800, your monthly minimum must also pay in accordance with this 1189!
But if you pay higher than 1189, case in point, you get 3000 a month, that unit to the Bureau of Labor Insurance when you pay (your unit and you pay social security fees are deducted labor bureau, oh ~) should be Bureau of Labor, said: money and then hit your social security account, your unit at this time should you pay each month on the 3000 × 41.3% = 1239 yuan, and you personally pay monthly on the 3000 × 19% +10 = 580 元
That is if you pay in 1189 yuan or fewer, monthly you pay in accordance with 1189; if you pay in 1189 yuan or more, every month you according to your tangible wages to pay, unless your base is even higher than the maximum salary, if you get 10,000 a month and the most base is 8000, you and your unit will have here in accordance with 8000 to pay
disclose the shameless practice of some companies, these companies a few thousand a month could pay for Hello, but allege them to the Bureau of Labor when your base does not go according to your actual wages reported, for example, if you get 3000 a month block, they go to Bureau of Labor may say that you took only 1189, and then only deduct your monthly Bureau of Labor 1189 × 19% +10 = 236 yuan, you probably also very elated because you feel that the less money you deducted, you really get more money in the wrong hands,Lacoste Tennis Trainers! If so your company is too outrageous! because the company is that you pay the money 2 times, so you pay less and they pay less! according to your actual salary of 3,000 to count, they pay you every month of the 3000 × 41.3% = 1239 yuan of social security fee, according to the 1189 count, they pay you monthly 1189 × 41.3% = 491 yuan! so in fact you eat a flamed! formal company will only pay as you go to the actual labor bureau reporting and deducting money! only the testimony of those companies will pay no matter how high you have to pay in accordance with minimum standards!! do not think that a month your social security fees deduction, the better!! you may have been shamelessly bullied by a company and you still knew naught!!! for you in the end to determine the unit's base pay is how many is simple: If your monthly deduction 300 social security, and that your base is almost 300 ÷ 19% ≈ 1578 dollars, you look at your salary is not the number, if you pay significantly higher than in 1578, for instance,Lacoste Gravitate Trainers, monthly you really get 3000 or 4000, it certainly you have been bullied by the company to creature bullied you can go after the local
unit labor monitoring team to sue you, a quasi-general a report, but the best time to depart evidence (such as pay slips, etc.) to find a good to go further, or you sue the company after having failed to make a general - - + anew shows that the proportion of various parts of the social security constitute not the same, if you do not pay your proportion of Nanjing that is probably not 19%, but naturally not too unfamiliar, for example, your base may be 20% or 22%, but surely not 30% or 40%! Therefore, though the proportion of 19% in Nanjing, but foreign students can probably figure out by yourself this base
Here are some of these social security charges and the specific circumstances is how to use
yet said, the social insurance = + pension + medical insurance + maternity insurance, industrial injury insurance, unemployment insurance + housing + first talk about the pension fund
good
This insurance generally must pay at least 15 years to retire to a pension for life, so the students want to take your pension Always before in his retirement 15 years antecedent began to pay, the other is almost identical in Nanjing, invested you pay to the pension retirement age is under 15 years, that country until the time you retire you will save on 8 personal account % of all back to you
pension you may ask, you pay a smooth 21% go? you do not expect this country will be forwarded to you, you retire to your personal money away, the state put the unit for you to pay 21% of all the money designated to the state pension fund in co-ordination, and from this money and you are no longer a relationship, you might say: I rely on! That is my Why not give me the money because the state is so

money back when necessary only to give back to his own personal money to pay personal deduction, the unit all the money to pay for his all endow to the country of - -

Here we see at the time of your retirement pension is to diagram out how the
pension Kim's algorithm is very complicated, because the state base pay every year to become one, a good example: If you are 30 years of age, your current base pay is 3,000 yuan, while the retirement age is 55 years age if, then you You must be started before the age of 40 pay old-age insurance, and if you start from the 30-year-old across, handed the 55-year-old is 25 years, then certainly you can enjoy the pension first, and secondly, if you pay after 25 years The 3000 base pay has convert a 6000 (I said if), then 55 years antique you can get the first month 6000 × 20% = 1200 block of basic pension, which is the country to you, in addition to your personal account on the money in 25 years has accumulated a lot to look good average base pay, (3000 +6000) ÷ 2 = 4500, then 25 years you this personal account should be There are 4500 × 8% (you pay the proportion of old-age insurance personal) × 25 years × 12 months = 108 000 dollars, then in addition to other pre-1200 you can get a month 108000 ÷ 120 = 900 blocks, so the age of 55 a month you can get at least 1200 +900 = 2100 yuan pension, of course, each country's base still go up, so besides your own 900, you will get more than a month after retirement 1200 more money, of course, that your pension will be speed up
So pay old-age insurance to pay the better, you pay the more you retire After enjoy the more, and the state each year to accommodate after you get the money base will be more and more now to pay to take 1500 years after 1000 are promising to introduce a metamorphosis of this policy, is if you Where to pay social security fees, etc. When you retire you can only enjoy the back seat of your account local retirement benefits, such point of outlook, the high place in the base pay social security retirement back to the low base, but the local people to enjoy the pension would be a huge detriment, Why? me give you an example, if you are a young male in Nanjing work, pay social security for 20 years and then retired, but if your account in Heilongjiang, Heilongjiang, you must return to a pension If you pay for 20 years in Nanjing, the average base is 3000 (I said if), and when you retire Heilongjiang base pay was 1000 (I said if), then when you retire can only 1000 to enjoy the handling! This is loss of! word, where if you pay social security but in the rich when they retire back to the poor place to enjoy social security, you pay a lot, but to enjoy life's mini! Exchange 3000 can only enjoy 1000! This is a terrible thing, but no access, the state is this policy, so all present accounts and other low base in the western parts of Beijing or Shanghai, but in areas of high base pay social security work of the students pay attention, you or to pay social security in the west, or on the accounts before retirement pushed to Beijing or Shanghai, or another you're doing a colossal loss of life that the trading
Perhaps you ambition mention, if My Account in Nanjing, then I pay for 20 years in Heilongjiang no favor the Well, where the low bottom pay, retired back to bottom when a tall area to enjoy high welfare. bad! you muse will be casual Nanjing Bureau of Labor will let you enjoy it?! common case directly to Nanjing will ascertain causative to discard you corner! namely time you s sagacity wrong: in Heilongjiang no enjoy, in Nanjing, also tin not enjoy! yet some places This position has eased some of the provisions, such for Nanjing, granting you to retire five years ahead the location behind from a cheap found in Nanjing, then persist to pay 5 years in Nanjing, Nanjing, high base, behind which it only allows you to enjoy the subsidy behind to Nanjing This plan namely assorted in manifold portions of estimated future plan to switch to the best students now go to your regional fatigue bureau to find out the problem, so your retirement occurs when an unexpected chance!
Here to talk about health insurance
The insurance policy of the country fairly well, it is important that hospital reimbursement for many of the unit before you pay the monthly health insurance 9%, the every month pay of your personal medical insurance is approximately 2% plus 10 money, serious co-ordination, the other just serious co-ordination Whether you are hospitalized, and that 11 per cent in the citizen health insurance monthly to your account to play on your own 2%, according to 1189 yuan per month if your minimum base pay social security, then 1189 × 2% = 23.78 yuan is citizen phone your own money each month, you can amass the money to buy medicine or credit card directly to out-patient, and the remaining 9% of the country calculate on to take care the overall fund in accordance with the
Nanjing provides that if you start from January 2007 to pay medical insurance, then starting from February 2007 to buy medicine or you can look out a credit card, From July 2007 along you can be reimbursed the cost of hospitalization, and reported quite complex, a good example:
If you August 1, 2007 in the hospital, alive Nanjing is the best 3 hospitals, health concern during hospitalization are accustom among the range of medication, surgery + hospitalization and additional expenses spent a total of 5,000, then the reimbursement of the medical center when the first web of 1000, which is starting, the recess of the 4000 Medicare reimbursement Center 4000 × 86% = 3440 greenbacks, at all times you individually pay 4000 × 14% = 560 yuan can, with amounts beginning by 1,000 yuan before, you spent 5000 at a time the payment of their 1560 greenbacks above it, and this 1560 yuan also subtracted from your health insurance card (if you routinely do not use that card), so in truth you can not cost many money hospital medical insurance for our juvenile people important than old-age insurance more, at the end of the day, his mother a doctor-patient is too expensive, and this is the most major social insurance averaging of the provisions of Nanjing medical insurance but must pay by least 25 years to enjoy life after retirement, so if you retire at age 55, that no afterward than the age of 30 must begin to pay health insurance, work injury insurance

Here to talk about the risk in the general practice with less, I have come not many need to prompt you is that if you work or when the time to work out what had occurred, the risk to the lingua franca of the
but in practice many people out of trouble do not pay attention to maintain evidence, occasion they can not enjoy the work injury insurance, which is a great pity if you work when they were hit by a car, you should start alarm, let the police to investigate the log and photograph accumulation of evidence, the police processed after the accident will give you what identification to open a books and the like, you can take this to requests for work-related injuries reported that if something happens to you just do not find people to scamper and what the spectator does not alarm, that no evidence will not be approved under the general is there a work-related injury
injury statute of limitations, if you sunrise July 1, 2007 a work injury, you must immediately report the unit, the evidence from police and accident and Certificate of Authenticity You go out after work injury records to the doctor or hospital unit, called the unit holding the identification of these materials to do work-related injury, your unit must be August 1, 2007 effective material before your injury to the testing center, if the distance you out of work-related injuries more than a month days, and that injury may be identified not up, if you do not give you identification of units that can hold your own center identification materials to identify the best and do not exceed one month, otherwise it will a lot of trouble following a lot of trouble to talk about maternity insurance

This is a good example, if you are a girl, a monthly salary of 1,000 yuan, January 1, 2007 began to pay maternity insurance, payment for the 1189 base, and you pregnant in March 2007, end of December 2007 gave birth to a child, was discharged in January 2008, then you must rush to hospital after a wedding certificate (an unmarried mother can not be reimbursed) + one-child certificate (general health can not be reimbursed 2 tires) + medical + checkup and construction of the size of card the cost of hospitalization and surgery, all invoices + list + hospital expel synopsis of all materials submitted to these companies, if you are pregnant and took time to retard 500, hospitalized children when surgery took 2000 +, in general, within the provisions in health insurance can give you basically all the claims, reimbursement of the money after you include: 500 block of ambulatory surgery +2000 inspection fee charges +1189 Yuan / month × 4 months = 7256, 1189 yuan / month × 4 months this is for the reimbursement of health care centers especially girls subsidies, only to get the girls to
reimbursement state maternity insurance reimbursement when girls must be given four months of average wage, so you have children, then not only demands but also can not acquire money four months of wages! If you base pay than high wages, such as Take 1000 to pay is 1189, then you have earned it
maternity insurance to pay at least a year to enjoy, memorize remember
also There is a problem, the boys also pay maternity insurance ah ~ Can you boys enjoy the maternity insurance it?
If you're a chap, your wife did not work or work units did not pay the insurance, and her children when you must pay maternity insurance more than a year, then you can be reimbursed maternity insurance oh, but to the before examples, case in point, you can only be reimbursed 500 inspection fare +2000 block half the inpatient surgery = 1,250 yuan subsidy of 1189 yuan / month × 4 months salary you will enjoy it! This is only reimbursed when girls can enjoy the same spending oh, reimbursement will be proficient to get 7256 girls, boys can only get 1250 for reimbursement, which is probably infrequent in China the When a child has a one year maternity insurance and pay the base also pay high wages than her own girl Oh! but if she is not insurance, it does not material, you can give her maternity insurance reimbursement for it, but you do not subsidize the take 4 months wages, and the cost of the newspaper you can only get back half.


unemployment insurance, unemployment insurance, this is want you to pay a full year to enjoy, generally pay a year to take 2 months to pay 2 years get 4 months, but a lifetime to wake to 24 months. a good example:
If you January 1, 2007 began with Insurance, January 2008, you are dismissed by the company, then you can allow the company to get you 2 months unemployment insurance, if you are in the year 1189 base pay insurance, you can get at least 2 months more than 800 dollars
or you January 1, 2007 began to pay the insurance, in January 2008 and the company you contract expires, and you do not want to renovate the contract, then you can also leave the company before you allow the company to pick up two months of unemployment insurance,Mens Lacoste, that contract is more than 800 pieces dismissed due or company, you can follow two months of the year to take the ratio of unemployment to necessitate companies to give you to do, if the company does not give you do you can go to report it, a report a prospective.
But the contract did not expire if you resign yourself go,Lacoste Trainers 2010, that even if you pay full year are not entitled to unemployment insurance
at a time their resignation, let single pay a years, is 10 years to pay unemployment insurance to resign when you can not get a penny.
housing fund is a good thing to say ah
Well, if you pay 200 a month for the fund, then the corporation has to your account every month to activity 200, you purchase a house that is 400, and if you pay 50,000 lifetime, you account is 10 million, and we must not reject such a good thing ah.
fund can be used to buy a house, the lend, renovation all butmething, if you can find their own family land to establish a house, build a house for the money that can be paid from the fund in
; If you do not have this money, and finally retired when all the money seems to be able to bring an end to ...
[Advanced part] of the accessory [5KB]
and Nanjing is that different place it, magic is not allowed to non-payment of medical insurance, that includes old-age social security hub that a birth injury with medicinal unemployment queried corporate proceeds, but added fund can be paid from time to pay, for it is under the jurisdiction of the fund center
specific composition ratio of social security:
pension insurance: you pay per month for units 22%, you pay 8%;
medical insurance: you pay per month for units 12%, you disbursement of 2%;
unemployment insurance: you pay per month for units 2% you pay 1%;
injury insurance: you pay per month for units 0.5%, you do not get their penny ;
maternity insurance: you pay per month for units of 0.5%, you do not get their penny;
Housing Fund: Unit 7 percent per month for you to pay, you pay 7%
Supplementary Housing Fund: Unit 8 percent per month for your payment, you pay 8% (this is only the general benefits of good will and some state-owned enterprises, and the ratios of its own, the general fund even if the company paid a very moral of the)
also say that a transmit impose and social security relations
to pay a transfer tax in time, is that part of the personal deduction payments deducted before calculation of the taxable base, but one thing to note, provident fund and added more than 12% of the part of the fund (to pay part of individuals and affairs) absence to be thought in the taxable base in the above example, say fund
7%, 8% supplementary fund, add up to 15%, the three individual gold buckle % should be considered part of the tax liability, while businesses that 3%, although not from the individual wage deductions, but still must be considered in the taxable base, ie, personal expenses for this pay a transfer tax.
medical insurance to use this one, goes to personal accounts for around a different way
Nanjing kind of love that is embodied in the monthly means, there are many places for the year included specific
so, the year health insurance is the annual April 1 to March 31 the following year, while alterations in social security contribution base is resolved in mid-April on.
Medical Insurance Bureau in April 1 per person per year in Social Security withholding base of personal health insurance (that is, that 2%) into the individual health insurance card accounts, but this time there is a problem there, April 1 time, when the Social Security base has not been created, only in accordance with the Medical Insurance Bureau to anticipate that the base year of personal health insurance payments, then the distinction between how to do it? It is the second year of April 1 to make up a small count, or less threaten to give such a colossal segment of
look would be quite troublesome word, case in point, that we
2004 monthly average person income of 5,000 yuan, the 2005 average monthly income of 4,000 yuan in 2006, income of 6,000 yuan
Medical Insurance Bureau in April 1, 2006 to the amount of time into personal accounts, social security center has as yet accepted in 2006 base pay ( is the average monthly income in 2005), the Medical Insurance Bureau, or the 2005 base pay (that is, the average monthly income in 2004) to think the amount of annual individual accounts, that is, 5000 * 2% * 12 = 1200 ,
but in fact this person this year, the amount of personal accounts should be 4000 * 2% * 12 = 960,
then this will give the 240 yuan in April 1, 2007 when the deduction. At the same time April 1, 2007 into the account of the new year is still 960 yuan individual gold (in fact, should be 6000 * 2% * 12 = 1440 million), less to the $ 480 in April 1, 2008 up back.
so because most human are not the same base pay each year, so almost everyone's list each year in March and April the absolute digit of years to look the amount of the account is different, and this is done each year in the Medical Insurance Bureau generated when the cost accounting.
injury there is a law of limitations, if you sunrise July 1, 2007 a work injury, you must now report the unit, the evidence from police and accident related injuries identified after the book and you go to a medic or a hospital medical records distribution to the unit, called the unit holding the identification of these materials to do work-related injury, your unit must be August 1, 2007 forcible substance before your injury to the testing center, if you are out of work-related injuries from the day more than a month, and that injury may be identified not up, if you do not give you identification of units that can prop your own center identification materials to nail the best and do not surpass one month, otherwise a lot of trouble a lot of difficulty
this point there is a added, there are two ways to report injuries, one unit reporting, on and on said the same adore, valid for 30 days, there is a personal assertion, valid for one year, but deserving to injury or other reasons, the longer the more evidence absence of personal declaration, then the process will be delayed because they do not understand a lot of time and effort.
maternity insurance, abortion, childbirth, multiple births, precocious birth, and can specifically look at the emulating link, although Shanghai's policy, but in entire parts of similarities. Shanghai and Nanjing
may have different policies, the company will not control this aspect of reimbursement, and pregnant women at health care correlated to directly examine the making of reproductive
during hospitalization, health care co-ordination within the scope of all Medicare co-ordination pay, of lesson, at their own consumption item (such as senior defense, at their own expense medicine etc) or to themselves.
Health boy, after his application for maternity acknowledge to Medical Insurance Bureau, Insurance Bureau to the Social Security piece of 3000 dollars,Lacoste Tourelle Trainers, to give three months of base pay plus two weeks of income
childbirth, multiple births , and one more plus years on a half
If the mean remuneration income is greater than the maximum social security contribution base, then only pay social security contribution base part, and the rest paid by the company
example someone on an average monthly wage income of 10,000, the Social Security cap for the 7392 base.
then the monthly income of social security to 7392, the remaining 10000-7392 = 2608 is paid by the unit.
(although I think this, in the smoke Tell me what you is not simple to come across =。=。。)
In fact, there are two opener areas:
1, full payment before birth 1 year
2, social security contribution base so that the normal reporting
students, especially feminine students, do not you think that's the base level of reporting does not matter, even to lower his base salary and glad hand high, this time we can see the answers now!
This is why there are so many women workers low wages, but would prefer stay in the local social security return in full the reasons for giving birth and then quit, the one small place is not like the case of unmarried women are not employees,Lacoste Canvas Trainers, and second, to maternity insurance is a lot of income supplement.
For sample, a customary salary of 3,000, but the declaration of social security base count her year-end perquisite gifts, and so other income, the monthly average may reach 5000, this time a baby is to take those months from January 5000 income.
If you do not have this money, and finally retired when all the money out of seemingly can not come
seemingly, is indeed!
and fund loans to low interest rates than advertisement loans and more, this is a big advantage.
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This article is reproduced From: Tan Xuhui: About five insurance payments, collection
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