1. Have shoes resoled/repaired. Oops, I never do that. But then again, like most people, I don't pay $200-300 per pair of shoes, the way these millionaires do, because that's a lot of money to spend up front. But millionaires know that if you make a higher up front investment, and occasionally get the shoes resoled, then the cost per wear is much less. Even if I could pay $300 without batting an eyelash do I really want to keep a pair of shoes for ten years? Um, I do not. I like the excuse of going out and getting something new every 2-3 years.
10. Purchasing appliances and/or motor vehicles "top-rated" by Consumer Reports.
This causes a protective build-up of skin under our feet where the bone prominence lies, as well as on the tops of the toes that are contracted up against shoes. Softening corns and calluses with a daily moisturizer and using a pumice stone or file after showering will help smooth them out. Avoid medicated corn pads, as they can burn the surrounding healthy skin. More severe corns and calluses may require professional trimming and padding, or even surgery to correct the underlying bone prominence.Nails are also part of the skin. Over time, nails can become thickened, malformed, and discolored. This may be due to a nail fungus, which can also cause pain and nail lifting. Nail fungus is difficult to treat, and infected nails are difficult to trim by oneself. Options for treatment include a prescription pill, specially formulated topical oils, or toenail removal. The nails can also look abnormal due to bruising or other medical conditions which can mimic nail fungus.
4. Raising the thermostat setting on your air conditioner during summer/daytime.
8. Developing a shopping list before grocery shopping. I never have to do that because one of my daughters tends to do that for me. At least she sometimes includes the note "buy something for yourself too."
12. Buying household supplies in bulk at warehouse stores, i.e. Sam's, Costco. Ugh. I hate shopping at those places and also hate shopping at stores like Target; tromping around a huge store doesn't appeal to me at all and just lures you into buying things you don't need. I can go months between trips to Target. I buy most of what I need at the grocery store or online.
2. Having furniture reupholstered/refinished instead of buying new. That probably doesn't work when a lot of your furniture is from Ikea. Ahem. I see their point though. It's so much easier to pick out new fabric for your couch - the upholsterer will even come to your house - than it is to spend endless hours shopping for a new couch.
The millionaires that Dr. Thomas Stanley studies in his two books (The Millionaire Next Door and The Millionaire Mind) are first generation millionaires, so keep that in mind. We're not talking old money or people with a sense of entitlement.
9. Using discount coupons when buying groceries. Rarely do I find coupons for things I actually buy, so I don't get how so many people think coupon clipping really works for them.
Maybe you already do or have done a lot of these things. If you have other tips (even if you're not a millionaire) please feel free to share them.
Who knew that one could learn about contentment and frugality from millionaires?
6. Paying off/paid off home mortgage early. I hope to experience that.
According to his exhaustive research, first generation millionaires tend to do the following:
7. Never buying via telephone solicitations. Yay for caller ID!
3. Having clothes mended/altered instead of buying new.
13. Doing more and more business with a discount brokerage firm(s). OK
Cheap Oakleys Sunglasses, I'll keep that in mind. Ahem.
11. Leaving department stores as soon as purchase is made. I prefer not entering department stores in the first place. A couple of weeks ago I was in Macy's and it dawned on me, for the first time, that I don't like shopping in department stores. I hardly ever find anything I want. I much prefer entering a small store that tends to sell clothes that I like (Gap and Banana Republic come to mind) and hit the sales racks. And I don't have to walk past makeup clerks and feel all insecure as I pass by their harsh mirrors and catch a glimpse of my face sans makeup.
5. Switching long distance companies. Thanks to free long distance from cell phones this really isn't an issue anymore.
To treat dryness, you should moisturize the skin once or twice daily. Foot soaking is not necessary, and tends to dry out the skin even more by leaching vital oils. Avoid placing moisturizer in between toes, as this can increase the likelihood fungus will develop. If fungus does infect the foot skin, it will cause Athlete's foot. This condition creates redness and itching on the bottom of the feet or in between the toes, and needs medical treatment to destroy the invading fungus. Sometimes over-the-counter medication works well, and sometimes prescription medication is needed. Skin can also become thinner over time. Because of this, sores
######## Replica Oakley M Frame 7 Helpful Tips When Bu, scrapes, blisters or minor cuts may need medical attention as healing can take longer. The feet should be protected for this reason by wearing properly fitted shoes at all times.Corns and calluses are caused by pressure from bones as they squeeze overlying skin against your shoes or the ground. As we age, the natural fat pad in our feet slowly move and shrink, making bones more prominent.