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Wu Counsel also pointed out that although the central bank is a requirement allow banks to charge overrun charges, but according to Development and Reform Commission issued regulations in 2003, the bank card business outlets in the process of business, shall announce all of the services and prices, however, apply for credit card banks do not inform the cardholder have the fees.

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banks that received super- act in accordance with regulations limit fees. a bank credit card center who explained: related terms. To allow cardholders easy to gauge in some cases, the cardholder, such as your credit card spending in foreign tourism, commodity prices just over your credit limit. If you can not gauge at this time credit card, consumers will have to change card spending, which will bring considerable inconvenience to the cardholder. The bank has allowed credit card holders out of the scope, to spend. This is tantamount to denying the bank had to assess the repayment ability of the cardholder.