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Old 08-05-2011, 04:53 PM   #1
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<strong>Application Send File</strong> – The CommonLine file type used to send application information to guarantors and/or other entities so that FFEL Program loans may be guaranteed and disbursed.

by the !NTERSTATE COMMERCE COMMISSION in 1985.<br /> <br /><em>Reference</em><br />Baumol, WJ. and Bradford, D.E (1970)<br />'Optimal departures from marginal cost pricing', American Economic Review 60: 265 - E3.

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Old 08-05-2011, 05:20 PM   #2
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<strong>DAAR</strong> – Default Aversion Assistance Request, the request sent by the lender to the MDHE to request DAA when a borrower is more than 60 days delinquent.

portfolio optimization (Gl)<br />Seeking the best trade-off between RISK and reward. A technique used to strike this balance is the mean variance optimization approach to diversification.

<strong>Repayment schedule</strong> – The legal addendum to the promissory note stating the terms of repayment and fulfilling disclosure requirements. The repayment schedule includes the total principal and interest due, the regular installment amount due, and the number of installments required to pay the loan in full. It also includes the interest rate, the due date for the first payment, and the frequency of installments.

mono-economics (A1)<br />The type of economic theory regarded as applicable to every type of economic system and country, irrespective of its stage of development and economic conditions. CLASSICAL and MARXIST ECONOMICS emphasize the theoretical implications of different stages of development.<br /><em>See also:</em> stages theory
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Old 08-06-2011, 03:33 AM   #3
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Old 08-07-2011, 03:43 AM   #5
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Metzler paradox (F1)<br />Despite a tariff imposing a charge, it can lead to a lower post-tariff price if the world price is forced down through an inelastic foreign demand for the importing country's export good.<br /><em>Reference</em><br />Metzler, LA. (1949) 'Tariffs, international demand, and domestic prices', Journal of Political Economy, 57:345-51.

hurdle rate of return (M2)<br />The minimum rate of return to an investment project to justify it being undertaken.
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Plowden Committee (H5) see Public Expenditure Survey Committee
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Old 08-07-2011, 02:44 PM   #7
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<strong>DL</strong> – Direct Loan Program, a federal student loan program through which the U.S. Department of Education loans money directly to students and parents rather than having the loans funded by private lenders, as in the case of the FFEL Program. Direct lending is codified in federal regulations within 34 CFR 685.

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Old 07-28-2011, 11:59 PM   #8
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planning, programming, budgeting (H6, M2)<br />A budgetary system evaluating expenditure programmes in their entirety by taking into account the total effects of them, using COST BENEFIT ANALYSIS. This system, introduced into the US Department of Defense in the early 1960s, was extended to other US Departments in 1965.<br /><em>See also:</em> cost-effectiveness analysis <br /><em>Reference</em><br />Harberger, A.C. (1982) Project Evaluation: Collected Papers, London: Macmillan.
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<strong>Payment period</strong> – The basis on which a school must schedule and deliver disbursements for a particular loan period. A payment period is determined by the structure of the school' s academic program.

<strong>Mastercheck</strong> – A single paper check issued from a lender or disbursing agent that includes funds for multiple FFEL Program borrowers.

<strong>Title IV</strong> – The section of the Higher Education Act of 1965, as amended, that authorizes federal student loan, work, and grant programs.
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Old 08-02-2011, 05:33 AM   #9
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Accelerated Cost Recovery System (H2)<br /> US federal tax allowance introduced in 1981 and subsequently modified. Most capital goods were assumed to have a life of three, five or ten years; as many were more durable, this system was a means of cutting corporate taxation. An example of SUPPLY-SlOE ECONOMICS.

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audit market (M4)<br />The accounting firms and their clients concerned with the checking of company accounts to ensure that legal requirements are met and that financial transactions are accurately recorded. A free audit market is proposed for the EUROPEAN UNION SO that the same auditors could examine the accounts of all of a firm's European subsidiaries.

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Old 08-02-2011, 02:12 PM   #10
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compliance cost (DO)<br />The cost of complying with a government regulation, including taxation. Such costs are incurred by the private sector and by governmental organizations below the level of central/federal government. The costs of compliance include accountants' fees and the OPPORTUNITY COST of the time spent filling in forms.
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normal good (DO)<br />A good whose demand increases as income rises. Such a good will have an INCOME ELASTICITY OF DEMAND more than one.<br /><em>See also:</em> inferior good normal price (04)<br />MARSHALL's notion of an equilibrium price_<br /><em>See also:</em> natural price

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