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<strong>GP</strong> – Guarantee and Print, a type of application process flow within the FFEL Program and outlined in CommonLine file specifications. In a “GP” process flow, the school submits loan application information to the guarantor for guarantee. After the loan is guaranteed, either a paper MPN is mailed to the borrower for completion or the application is made available online for the borrower to complete and sign.

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<strong>Multiple disbursements</strong> – Disbursement of FFEL Program loans in two or more installments of approximately equal increments.

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<strong>GEAR UP</strong> – Gaining Early Awareness and Readiness for Undergraduate Programs. The MDHE administered a GEAR UP program in Missouri until September 2007.
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<strong>Wire</strong> – A realtime method of transferring funds electronically.

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monetary overhang (E2, E3) Accumulated savings which could cause future inflation. This overhang has long been a feature of East European economies because shortages have meant that individuals could not spend as much of their incomes as they desired. This extra purchasing power when released pushes up prices.
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<strong>Hold/release code (H/R code)</strong> – Within CommonLine file specifications, an “H” may be used to indicate a hold on a disbursement and an “R” indicates a status of “release.” This transaction is located within the @1-09 record.

<strong>Dependent student</strong> – A student who does not meet the eligibility requirements for an independent student under section 480(d) of the Higher Education Act of 1965.

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dual exchange rate (F3)<br />The two values of a currency determined separately for different sets of monetary transactions. A fixed exchange rate can be used for normal commercial transactions and a floating rate for capital account transactions. Mexico has followed this system.<br /><em>See also:</em> multiple exchange rate

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contrarian investment strategy (G1)<br />A stock market practice of buying stocks and shares that have been losing value and selling stocks short which have been improving. This approach is based on the view that a stock market overreacts to the information it receives. Price-earnings and book-market ratios are used to identify
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Agricultural Adjustment Act 1933 (Q1)<br /> The basis of US federal support to farmers which has provided price support to maintain farm incomes. It created the COMMODITY CREDIT CORPORATION to execute its policy.

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<strong>NCA</strong> – North Central Association Commission on Accreditation and School Improvement, an academic accrediting body.
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<strong>Statutory interest rate</strong> – The maximum annual interest rate under the Higher Education Act of 1965, as amended, that a lender may charge on a FFEL Program loan.
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<strong>MYF</strong> - Mapping Your Future, an organization sponsored by FFEL Program participants, such as the MDHE, to offer online student loan counseling, financial literacy and debt management tools, outreach and early awareness activities, and other services. May be found on the world wide web at www.mapping-your-future.org.
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current cost accounting (M4)<br />A form of accounting which includes adjustments for the effects of inflation. The UK's Statement of Standard Accounting Practice 1980 required several adjustments to be made: to DEPRECIATION for fixed assets which had risen in price, to sales figures for the higher cost of replacing stocks and to monetary working capitaL<br /><em>See also:</em> inflation accounting; Sandilands Report
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<strong>Claim</strong> – The process by which the lender or holder requests reimbursement from the guarantor for a FFEL Program loan due to the borrower' s default, loss of eligibility, or qualification for forgiveness or discharge.
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law of variable proportions (D2) The DIMINISHING RETURNS LAW.<br /><em>See also:</em> returns to scale
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<strong>FSA</strong> – Federal Student Aid.

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