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<strong>Coordinating Board for Higher Education (CBHE)</strong> – The governing body overseeing the Missouri Department of Higher Education. The CBHE is comprised of 9 board members and meets 5 times each year.

<strong>ISIR</strong> – Institutional Student Information Record, the electronic output record provided to the school by the CPS that includes information provided by the student on the FAFSA. The ISIR contains the student' s EFC and the results of federal database matches.
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çíàêîìñòâà âîëãîãðàä ôîòî èíòèì îðåíáóðã ñåêñ çíàêîìñòâà ãåé çíàêîìñòâà â óçáåêèñòàíå óàëüíûå çíàêîìñòâà â áåëàðóñè ñåêñ çíàêîìñòâà ëåñáèÿíêè ÿíà ïîäîëüñê çíàêîìñòâà ëàâïëàíåò çíàêîìñòâà ñåêñ çíàêîìñòâà ñ âèäèî Èíòèì çíàêîìñòâà â àðõàíãåëüñêå
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London International Financial Futures Exchange (F1)<br />A market founded in 1982 to deal in a wide range of FUTURES in financial securities, including gilts, US Treasury bonds and Eurodollars; founded in 1982. It is smaller than the leading Chicago market, founded in 1972. New York, Canada and Australia have similar markets.

<strong>Mapping Your Future (MYF)</strong> – An organization sponsored by FFEL Program participants, such as the MDHE, to offer online student loan counseling, financial literacy and debt management tools, outreach and early awareness activities, and other services. May be found on the world wide web at www.mapping-your-future.org.

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average incremental cost (DO)<br />Change in total cost divided by change in output; an approximation to MARGINAL cosT necessary because marginal cost refers to such small quantity changes that in practice it is difficult to measure it. In the 1978 guidelines for UK NATIONALIZED INDUSTRIES it was used as a measurable c 8 Q) alternative to marginal cost. Because it is a rough approximation, it fails to give precise guidance for the expansion of integrated systems.<br /> <br /><em>Reference</em><br />HMSO (1978) White Paper on Nationalised Industries, Cmnd 7131.

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<strong>Source, The</strong> – MDHE' s Guide to grants, scholarships, loans and more-Outlines all of the state student financial assistance programs. This publication and all publications published by the MDHE can be requested on the Publications Order Form: http://www.dhe.mo.gov/publicationsorderform.shtml.
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commodity agreement (F1)<br />An international agreement between producing and consuming countries to stabilize prices and organize quotas for major metals and foodstuffs.<br /> The UNITED NATIONS CONFERENCE ON TRADE AND DEVELOPMENT recommended eighteen agreements in 1977 but only achieved them for sugar, cocoa, tin, rubber and coffee.
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leaky bucket (H2)<br />The partial failure to redistribute the entire yield from taxes on the rich through TRANSFER INCOMES to the poor. OKUN, who invented the term, ascribed leakages to administrative and coMPLIANCE cosTs and distortions in working, investing and saving behaviour. Anti-poverty programmes often suffer from this problem.
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purchase tax (H2)<br />A tax levied on a particular sale, often at different rates for different types of goods and services. Persons with a preference for the higher taxed goods suffer discrimination. In the UK, it was replaced by the VALUE-ADDED TAX in 1973.<br /><em>See also:</em> expenditure tax
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<strong>Enrollment status</strong> – The status indicating whether a student is enrolled full time (FT), half time (HT), or less than half time (LTH). Other enrollment statuses may include an approved leave of absence (LOA), never enrolled (X), graduated (G), withdrawn (W), or deceased.

<strong>Electronic Funds Transfer (EFT)</strong> – The transfer of funds via an electronic method such as wire, which is realtime, or Automated Clearinghouse (ACH), an overnight process.

<strong>LDA</strong> – Last Date of Attendance, the last day the student was physically present in class, as confirmed by the student' s attendance records. An LDA may also be referred to as an out of school date (OSD) or, if the student completed the program of study, the actual graduation date.

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<strong>Financial Aid Director (FAD)</strong> – A staff member at an eligible school who heads the financial aid office.

<strong>Participation agreement</strong> – Agreement with the MDHE that permits a school to participate in the state student assistance programs.

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social ownership (L3)<br />A form of public ownership similar to NATIONALIZATION. It is different from the type of UK nationaliza tion introduced in the 1940s in that members of the public hold non-voting shares and there is a greater degree of WORKERS' PARTICIPATION in management.<br /><em>See also:</em> co-operative; industrial democracy

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<strong>R</strong> – Code used to request a “release” on a disbursement or to indicate a released status, as defined within CommonLine file specifications.

island (J2, J4)<br />A location of jobs or employers such that at a point in time firms cannot move but workers can. On each island, the competitive labour market there sets wages equal to the MARGINAL PRODUCT OF LABOUR On that island; as productivity differs from island to island, so do wage offers. Workers engage in job search to find islands with better wages.<br /><em>See also:</em> job search <br /><em>Reference</em><br />Lucas, R.E., Jr and Prescott, E.C. (1974)<br />'Equilibrium search and unemployment', Journal of Economic Theory 7: 188-209.

shadow price (DO)<br />An imputed price used where a market price does not exist. These prices are used by large firms for their internal transactions, by central planners for accounting purposes and in COST BENEFIT ANALYSIS to measure the effects of a particular investment. There are shadow rates of interest, shadow exchange rates and shadow wage rates. The purpose of such pricing is to correct distortions introduced by monopoly, taxes and unemployment. The concept has many applications in both developed and less developed countries (because they tend to overvalue their labour and undervalue their foreign exchange).<br /><em>Reference</em><br />Little, !.M.D. and Scott, M.P.G. (eds) (1976) Using Shadow Prices, London: Heinemann Educational.

<strong>FDF</strong> – Federal Default Fee, a loan program fee required by the Deficit Reduction Act of 2005 to offset the risk of default and its subsequent costs. All Stafford and PLUS Loans guaranteed on or after July 1, 2006 must be assessed a one percent default fee. The fee either must be deducted from the borrower' s loan proceeds at the time of disbursement or paid by a third party from other non-federal sources (such as by a lender or servicer). Also referred to as DFee.

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