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<strong>PWD</strong> – Post-Withdrawal Disbursement, a disbursement made when the calculation for the school' s return to Title IV funds (R2T4) result in the student being eligible to receive more Title IV aid than was disbursed or delivered prior to his or her withdrawal.
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Bank for International Settlements (F3)<br /> Founded in Basle, Switzerland, in 1930 by Belgium, Germany, Italy, Japan and the UK. Since 1945 it has continued to arrange currency swaps between European central banks. It is also the agent for the EUROPEAN MONETARY CO-OPERATION FUND and other European institutions.

leverage (EO, GO)<br />1 The ratio between a company's longterm debt and the total capital it employs.<br /> 2 GEARING.<br /> 3 The difference between the actual level of GROSS DOMESTIC PRODUCT and the hypothetical level which would result in the absence of receipts and expenditures of the public sector. The Musgraves measured it as References Fei, J.C.H. and Ranis, G. (1965) Development of the Labor Surplus Economy, Homewood, IL: Richard D. Irwin.<br /> Lewis, WA. (1954) 'Economic development with unlimited supplies of labour', Manchester School22: 139-91.
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<strong>Task force</strong> – Former name for the State Student Financial Aid Committee. The committee is comprised of Missouri financial aid administrators and was established in February of 2005 to make recommendations to improve and strengthen Missouri' s student financial aid programs.

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<strong>Midwest Student Exchange Program (MSEP)</strong> – This program ensures reduced tuition rates to Missouri residents who enroll in designated academic programs at participating schools in Kansas, Michigan, Minnesota, Nebraska, North Dakota, and Wisconsin. (Residents of those states may enroll in designated academic programs at participating Missouri schools.) More information is available at: http://www.mhec.org/.
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<strong>NCES</strong> – National Center for Education Statistics. The NCES is a division of the U.S. Department of Education and the Institute of Education Sciences and is the primary federal entity for collecting and analyzing data related to education. The NCES collects IPEDS data from schools.
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history include Railroads and American Growth: Essays in Econometric History (1964), which asserted that railways made only a small contribution to the growth of the US gross national product, and Time on the Cross: the Economics of American Slavery (1974, with Stanley Engerman), which stated that slavery was economically efficient although morally repugnant. in 1993 he shared with NORTH the NOBEL PRIZE FOR Eo:lNOMICS.
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<strong>FSA Handbook</strong> – Federal Student Aid Handbook, a guide to administering the Title IV financial aid programs, published annually by the U.S. Department of Education.
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price taking (L2)<br />A firm's acceptance of market prices as its own prices because it has no influence over market price determination. This occurs in markets in which each firm has only a small proportion of the total output or sales. Under PERFECT COMPETITION, all firms are price-takers.
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<strong>FT</strong> – Full Time, an enrollment status indicating the student is carrying a full academic workload as determined by the school.
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<strong>Unsubsidized loan</strong> – A loan that is not based on need and is NOT eligible for federal interest benefits. The borrower is responsible for the interest that accrues on any unsubsidized loan, including unsubsidized Federal Stafford Loans, Federal PLUS Loans, and Graduate PLUS Loans.
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20 subsidiary (L4)<br />A subsidiary of a US bank holding company or a bank foreign to the USA permitted by the FEDERAL RESERVE on a case-by-case basis to engage in underwriting and security dealing. The section is part of the Bank Holding Act.
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numeraire (DO, E4)<br />A measuring rod for stating relative prices;

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by eighteen countries including Iceland and Turkey; the UK agreed to implement it in 1997.

<strong>E-distribution list</strong> – The Missouri Department of Higher Education' s electronic news service. To sign up for this service, visit http://www.dhe.mo.gov/mdhedigest/signup.shtml.
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<strong>DAAR</strong> – Default Aversion Assistance Request, the request sent by the lender to the MDHE to request DAA when a borrower is more than 60 days delinquent.
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<strong>Wire</strong> – A realtime method of transferring funds electronically.

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<strong>Grade level</strong> – A student' s academic class level, as certified by a school official. Undergraduate students are assigned a level of 01 (freshman) through 05 (5th year senior). Graduate students are assigned a level A (first year graduate) through D (fourth year and beyond).

<strong>Promissory note</strong> – A legally binding agreement the borrower signs, or e-signs, to obtain a loan under the FFEL Program. The current promissory note format in place is referred to as an MPN, which allows the borrower to obtain multiple loans for multiple years of school using the same promissory note.
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