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screening (J2, J3)<br />An explanation of the higher pay of more educated workers used as an alternative to HUMAN CAPITAL theory. It is asserted that firms choose graduates on the basis of their qualifications as these indicate natural abilities and training potential rather than particular skills. Also applied to the Study of UNEMPLOYMENT.
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<strong>Cost of Attendance (COA)</strong> – An estimate of a student' s total education-related expenses for an enrollment period.
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<strong>Partial cancellation</strong> – Pre-disbursement cancellation of a portion of a loan or disbursement rather than a full cancellation of an entire loan. May also be referred to as a disbursement amount change and is defined within CommonLine file specifications' @1-09 record. (Note: the post-disbursement version of this transaction is defined within the @1-10 record.)

<strong>Application</strong> – 1) The paper form or the information provided online/electronically to initiate a FFEL Program loan. Electronic versions of the application include MODEL Direct, CommonLine application send files, etc. 2) An eligibility determination for the state student assistance programs administered by the MDHE.

alienated work (J2)<br />Wage labour; work which is subject to the will of another. This kind of work is a non-fulfilling means to an end, often because it is work performed out of personal economic necessity. SMITH's notion of labour as 'toil and trouble' explains much of alienation. As professional jobs are often deeply satisfying they rarely involve alienation.
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near rationality (DO)<br />The tendency to take a decision differing f rom an optimal decision by the amount because of iner tia, adjustment, menu costs or errors in implementation.<br /><em>Reference</em><br />Akerlof, G. and Yellen, J. (1985) 'Can small deviations from rationality make significant differences in economic equilibria?', American Economic Review 75: 708-20.
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law of value (DO, P1)<br />The mechanism in a CAPITALIST SOCIETY for distributing total LABOUR POWER between branches of production via the prices of products. A consequence of the law is that the pattern of investment is determined according to the deviation of specific rates of profit from the average rate of profit.
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<strong>Automated Clearinghouse (ACH)</strong> – An overnight method of transferring funds electronically via the Federal Reserve.

static gains from trade (F1)<br />The immediate benefits to a country and to factors of production of engaging in international trade. The gains include an improved TRADE BALANCE and higher profits through more specialization.<br /><em>See also:</em> dynamic gains from trade
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<strong>DESE</strong> – Department of Elementary and Secondary Education, the Missouri state agency overseeing the state' s elementary and secondary public school systems as well as the A+ Program.

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minimum reserve requirements (F3)<br />A form of exchange control that aims to reduce the impact on domestic liquidity of a foreign currency inflow.
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recession (E3)<br />1 A phase of the business cycle which succeeds a boom and precedes a trough.<br /> 2 A six-month fall in GROSS DOMESTIC PRODUCT according to the NATIONAL BUREAU OF ECONOMIC RESEARCH of Washington, DC.

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A share (G1, G2)<br />1 A Chinese stock market share payable in the Chinese currency, the renminbi.<br /> 2 Usually a non-voting share of the equity capital of a UK company. These shares have been created to enable the founders of a company to retain controL A shares trade at lower prices than B shares as they are useless to other companies attempting to gain control of the company. Gradually these shares have been accorded voting rights as the London Stock Exchange regards them as unfair.

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<strong>NCAA</strong> – National Collegiate Athletic Association.
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<strong>MASFAP</strong> – Missouri Association of Student Financial Aid Personnel. May be found on the world wide web at www.masfap.org.

Mexican peso crisis (F3)<br />The devaluation of the peso in December 1994 and its aftermath in 1995. Dramatic political events, including an armed insurrection, the killing of leading politicians, terrorism and the kidnapping of leading businessmen preceded a speculative attack on the currency and subsequent financial crisis. Mexico's fixed exchange rate regime made its currency vulnerable.
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