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<strong>Student Aid Report (SAR)</strong> – The paper output record provided to the student after completing the FAFSA. The SAR contains the student' s EFC and results of federal database matches. The electronic version of the record, which is sent to the school, is called the ISIR.

just-in-time production (D2)<br />A method of reducing stocks by producing goods only when they are wanted. This approach to the scheduling of production reduces the costs of holding inventories/ stocks and increases the pace of production. It is extensively used in Japan and is increasingly being followed by UK manufacturers.
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<strong>Trailer</strong> – A term that comes at the end of the school' s SAY.
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industrial society (PO)<br />A term developed by Marxists in Europe and the USA in the 1950s to describe a society with large-scale industrial production. A capitalist or a non-capitalist society can take this form. The advent of Keynesianism and improved techniques of industrial management, it was hoped, would produce a stability in society, particularly in the relationship between capital and labour.<br /><em>Reference</em><br />Kerr, C. (1962) Industrialism and Industrial Man: The Problems of Labor and Management, London: Heinemann.
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Dunlop, John Thomas, 1914- (B3)<br />A leading US expositor of labour economics educated at the University of California at Berkeley. Apart from governmental posts, including being US Secretary of Labor from 1975 to 1976, he has held a succession of academic posts at Harvard University from 1936. His chief research interests have been wage determination and labour management relations in many national economies, including those of the USA, Eastern Europe and the Third World. His detailed work on the relationship between MARKET STRUCTURES and wage setting contributed to the analytical linking of INDUSTRIAL ORGANIZATION and labour economics.<br /><em>Reference</em><br />Dunlop, J.T. (1944) Wage Determination under Trade Unions, New York: Macmillan.<br /> - (1957) The Theory of Wage Determination, New York: Macmillan.<br /> Dunlop, J.T., Kerr, C., Harbison, F.H. and Myers, C.A. (1960) Industrialism and Industrial Man, Cambridge, MA: Harvard University Press.

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<strong>New borrower</strong> – A borrower who has no outstanding balance on any FFEL Program loans at the time he or she signs or e-signs a FFEL Program MPN.

<strong>Electronic Standards Committee (ESC)</strong> – A committee sponsored by NCHELP through which CommonLine and other electronic file formats and methods are determined.
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minimum wage (J3)<br />The minimum rate of employee remuneration fixed by a government for an hour's work in a particular industry, region or whole economy. Many countries, including France and Australia, have long used this policy response to the problem of ww PAY. Minimum wage legislation was passed in the UK in 1998. It is often argued that the imposition of a new minimum wage, or an increase in existing levels, will have an unemployment effect and will fuel inflation by increasing the entire WAGE coNTouR; in the figure, setting a minimum wage Wrn above the equilibrium wage w;, reduces employment by Qe - Qm. There are many countries where this has happened but detailed labour market analysis, especially where MONOPSONY is present, is needed before such policies are wholly abandoned. & D s

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<strong>Separation date</strong> – Another term for a student' s OSD (out of school date) or LDA (last date of attendance).
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<strong>PCA</strong> – Preclaims assistance, activities that guarantors were required to perform to help borrowers bring a delinquent loan account current. PCA was replaced by DAA in recent years; see “DAA” and “DAAR” for related information.

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<strong>Principal balance</strong> – The outstanding amount of a loan, on which the lender charges interest.

new regionalism (F1)<br />The formation of new trading blocs in the world because of the shortcomings of multilateral agreements such as GATT, e.g. NAFTA. These new blocs often have deep integration and can consist of smaller countries making concessions to a larger one - as in the case of Mexico being subordinate to the USA. This development makes moderate trade concessions and creates deep links between national economies.
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