Ten reading , 9 have insight

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more competitive in the loans market, through securitization, as they are able to lend at lower interest rates. There are more examples of these bond issues in the USA than in the UK, despite more elaborate regulation of them. Mortgage bonds in sterling were first issued in 1987.
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laissez-faire (HO)<br />The doctrine, first propounded by the PHYsrocRATS, that economic activities should follow their natural course, being subjected to few, if any, governmental regulations in order to encourage production and give consumers complete freedom. Thomas Carlyle described it as 'anarchy plus the constable'. As new roles for the state have been widely acknowledged, there are few adherents of the doctrine in its purest form.<br /><em>See also:</em> minimal state <br /><em>Reference</em><br />Viner, J. (1960) 'The intellectual history of laissez-faire', Journal of Law and Economics 3: 45-69.

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