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<strong>Interest</strong> – The charge made to a borrower for use of a lender' s money.
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regional policy (R5)<br />Measures to reduce the imbalance in prosperity between the regions of a particular country, particularly between the region around the capital city and peripheral provinces.<br /> 2 Government aid to especially deprived cities, inner cities and other relatively small parts of a country. & Many countries have used incentives to encourage the location of expanding industries in the depressed regions and to reduce the POPULATION DENSITY of major cities. In the UK a succession of measures since 1929 to subsidize the GEOGRAPHICAL MOBILITY OF LABOUR, the building of factories, the training of workers and the payment of RATES have been used. Regional policies are measured by the number of jobs created in depressed regions and by the extent of convergence in interregional incomes, unemployment rates and rates of output growth. Regional policy is most active in times of fast national economic growth as it is then easier to finance assistance to regions.<br /><em>See also:</em> enterprise zone; growth pole <br /><em>Reference</em><br />Diamond, D.R. and Spence, N.A. (1983) Regional Policy Evaluation: A Methodological Review and the Scottish Example, Aldershot: Gower Press.<br /> Folmer, H. (1986) Regional Economic Policy. The Measurement of its Effect, Dordrecht and Lancaster: Nijhoff. Vanhove, N. (1999) Regional policy: A European approach, 3rd edn, Aldershot, Brookfield, VT and Sydney: Ashgate.

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<strong>Coordinating Board for Higher Education (CBHE)</strong> – The governing body overseeing the Missouri Department of Higher Education. The CBHE is comprised of 9 board members and meets 5 times each year.

<strong>Higher Education Reconciliation Act (HERA) of 2005</strong> – The portion of the Deficit Reduction Act of 2005 specifically addressing student financial aid provisions, including student loan interest rates and fees, consolidation rules, school as lender, and other policies and procedures.

big push (04)<br />A theory of simultaneous economic development in several sectors. RosensteinRodan asserted that for economic development to succeed there should be, as a minimum, several large investment projects in different industries in order to secure INCREASING RETURNS TO SCALE from !NDIVISIBILITIES in production. It was hoped that the scale of such development would reduce divergences between private and social products. However, the lack of resources of many Third World countries made it unlikely that so ambitious a scheme would be implemented.<br /><em>Reference</em><br />Rosenstein-Rodan, P. (1943) 'Problems of industrialization in Eastern and southeastern Europe', Economic Journal 53: 202-11.

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<strong>Adjusted Gross Income (AGI)</strong> – Adjusted Gross Income, an income figure on federal tax returns used to perform need analysis and verification.

<strong>Award Letter</strong> – Schools send award letters to students indicating the type(s) and amount(s) of financial aid awarded, or packaged, each year. Under 34 CFR 668.16(h), the school is required to provide information about the sources and amounts of aid offered.
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<strong>MLN</strong> – Missouri Learners' Network, an organization that shares information, promotes educational opportunities provided by Missouri schools, and refers students to participating institutions for educational programs, courses, and learner services.

<strong>Recognized equivalent of a high school diploma</strong> – A recognized equivalent of a high school diploma may be a GED certificate, the academic transcript of a student who has successfully completed a 2-year program of study acceptable toward a bachelor' s degree, or has obtained other state certifications/requirements.
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<strong>LOA</strong> – Leave of Absence, an approved break in enrollment, not including a regularly scheduled semester break or spring break, that is requested by the student and approved by the school. The student' s request must be in writing and must include the reason for the leave. An LOA cannot exceed 180 days in any 12-month period.
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<strong>Assignment</strong> – Language placed on or attached to the promissory note indicating a change or transfer of loan ownership (e.g., when a loan is sold by a lender to a secondary market).
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<strong>EFT</strong> – Electronic Funds Transfer, the transfer of funds via an electronic method such as wire, which is realtime, or Automated Clearinghouse (ACH), an overnight process.
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labour (JO)<br />A FACTOR OF PRODUCTION COnSlStmg of the effort and time of human beings engaged in the production of goods or services. The notions of H U MAN CAPITAL and ECONOMIC RENT blur the distinction between this factor and the others, CAPITAL and LAND.<br /><em>See also:</em> forced labour; labour supply

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policy smoothing (E6)<br />Reducing the amplitude in swings in a policy from one limit to another often by using independent non-political boards of experts to formuJate policy changes. Monetary policy is often conducted by an independent central bank.<br /><em>See also:</em> European Central Bank; Federal Reserve System; Monetary Policy Committee
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rent (D3, QO)<br />The charge made by the owner of property to another person wishing to use it. From PETTY onwards, it was recognized that the amount of rent would vary according to the location and fertility of land: ANDERSON and RICARDO refined this view into a DIFFERENTIAL THEORY OF RENT. Without the private ownership of property, rent would
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postcode lottery (H4, 11)<br />Rationing of goods and services, especially health care, in the UK according to the place of residence, described by a postcode.

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