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Old 08-03-2011, 11:46 PM   #1
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Old 08-04-2011, 02:00 PM   #2
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Old 08-04-2011, 08:18 PM   #3
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Euroequity (G2)<br />An EQUITY of one country which is issued

<strong>Part D</strong> – The section of Title IV of the Higher Education Act of 1965, as amended, that authorizes the William D. Ford Federal Direct Student Loan Program.

Heckscher-Ohlin trade theorem (F1) An explanation of international trade in terms of the relative FACTOR ENDOWMENTS of different countries. A country, for example, with an abundance of labour would export goods produced by labour-intensive methods more than capital-intensive goods. In the absence of transport costs and specialization, trade would eventually bring about factor price equalization. Empirical examination of this theory has not awarded it very high marks - hence the LEONT!EF PARADOX.<br /><em>Reference</em><br />Heckscher, E. (1949) 'The effect of foreign trade on the distribution of income', in H.S. Ellis and L.A. Metzler (eds) Readings in the Theory of International Trade, Philadelphia: Blakiston.<br /> Ohlin, B. (1967) Interregional and International Trade, Cambridge, MA: Harvard University Press.
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<strong>SAP</strong> – Satisfactory Academic Progress. To remain eligible for most types of financial aid, the student must maintain satisfactory academic progress as defined by the school.
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Old 08-06-2011, 01:45 AM   #4
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Old 08-06-2011, 06:27 AM   #6
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bearer share (G1)<br />A company share owned by the person holding it at a particular time.
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<strong>Repurchase (of a claim)</strong> – The lender' s purchase of a defaulted loan from the guarantor that bought the claim.
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Old 08-07-2011, 01:52 PM   #7
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Mises, Ludwig Edler von, 1881-1973 (B3)<br />A leading Viennese economist whose influential seminar conducted when he was professor of the University of Vienna (1913-36) included many famous economists, such as MACHLUP and HAYEK. He taught at the Graduate Institute of International Studies, Geneva, from 1934 to 1940 and was professor of economics at New York University from 1945 to 1969. As an economic liberal, he was a leading member of the AUSTRIAN SCHOOL, which seemed to be eclipsed by KEYNESIANISM until its powerful revival in the 1970s. Like his Austrian contemporaries, Mises began with UTILITY theory and a study of BUSINESS CYCLES but after the First World War attacked the nature of allocation in socialist societies and then investigated economic philosophy in great detaiL In his The Theory of Money and Credit (1912) he was one of the first economists to integrate MICROECONOMICS and MACROECONOMICS by founding his theory of money and credit on the individualism of Austrian microeconomics. He also used a cash balance and EXPECTATIONS APPROACH to money. His novel approach to the trade cycle based on the SPECIE-FLOW MECHANISM with bank credit being crucial to the generation of booms and slumps was to be a major inspiration to HAYEK.<br /> <br /><em>Reference</em><br />Butler, E. (1988) Ludwig von Mises, Aldershot: Gower.<br /> von Mises, L.E. (1912) The Theory of Money and Credit, trans. H. E. Batson, London: Jonathan Cape.<br /> - (1937) Socialism: An Economic and Sociological Analysis, 2nd edn, trans. J Kahane, New York: Macmillan.<br /> - (1949) Human Action, A Treatise on Economics, New Haven, CT: Yale University Press.<br /> - (1962) The Ultimate Foundation of Economic Science, Princeton, NJ: Van Nostrand.<br /> Moss, L.S. (ed. ) (1976) The Economics of Ludwig von Mises, Kansas City, KS: Sheed and Ward.
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<strong>M record</strong> – Modification record, a record type that may be included in unsolicited CommonLine response files, if requested. An “M record” is sent in response files to indicate status updates and changes made by a source other than the school' s CTSF (Change Transaction Send File).
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<strong>Claim</strong> – The process by which the lender or holder requests reimbursement from the guarantor for a FFEL Program loan due to the borrower' s default, loss of eligibility, or qualification for forgiveness or discharge.
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Old 08-07-2011, 03:41 PM   #8
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<strong>Fiscal Year (FY)</strong> – An annual budgetary period. A fiscal year may be defined as a calendar year or other period, such as a State Fiscal Year (July 1-June 30) or Federal Fiscal Year (October 1 - September 30).
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<strong>Capitalized interest</strong> – Accrued interest that is periodically added to a loan' s principal balance. Interest accrues on a subsidized Stafford Loan after the grace period is completed and the borrower enters repayment. For unsubsidized Stafford, parent PLUS, and Grad PLUS Loans, on the other hand, interest begins to accrue after the first disbursement of the loan. Lenders may capitalize any accrued interest on a quarterly basis or at other scheduled time frames.
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Old 08-07-2011, 04:06 PM   #9
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One two three bank (G2)<br />A fringe bank licensed by the UK Board of Trade under the Companies Act 1967, section 123. As there was lax control over these new banks and no supervision by the Bank of England, the banks were shown to be unstable during the BARBER BOOM of the 1970s and the consequent SECONDARY BANKING CRISIS.

dual economy (PO)<br />A national economy consisting of a rich modem sector and a poor traditional sector. Originally this term was used to describe many colonial economies after the Second World War.<br /><em>Reference</em><br />Boeke, J.H. (1953) Economics and Economic Policy of Dual Societies, as Exemplified by Indonesia, New York: Institute of Pacific Relations.
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<strong>Missouri Higher Education Loan Authority (MOHELA)</strong> – Missouri' s designated FFEL Program secondary market. MOHELA, a non-profit quasi-governmental entity, originates, disburses, services, and purchases FFEL Program loans. MOHELA was created more than 20 years ago and is headquartered in Chesterfield, Missouri.

international reserves (E5)<br />A CENTRAL BANK'S holdings of foreign currencies, gold and SPECIAL DRAWING RIGHTS which can be used in foreign exchange markets to change the value of a currency.
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Old 08-07-2011, 04:33 PM   #10
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International Clearing Union (F3)<br />A set of international institutions proposed by KEYNES at BRETTON WOODS. The ICU was to be the world's banker by setting up a World Bank which would be able to make adjustments of exchange rates, as well as providing a Board for International Investment, a scheme of commodity controls and an International Economic Board. Keynes hoped that this new set of institutions would combat the evils of the TRADE CYCLE. Exchange rate stabilization was to be achieved by fixing each exchange rate in terms of a new international bank money, BANCOR, which would itself be fixed in terms of gold. CENTRAL BANKS WOuld keep their accounts with the ICU to settle outstanding balances at the par value of their currencies expressed in bancor. Ban- cor credit balances, with the approval of central banks in credit, would be used to finance debtor countries. Overdraft facilities would give countries time for adjustment Each country would have a 'quota', i.e. a maximum debit balance, equal to the sum of the country's exports and imports on the average of the three pre-war years. If the quota was exceeded by more than one-quarter, then the country would be entitled to devalue up to 5 per cent without the consent of the ICU If the quota was exceeded by more than one-half, then the ICU would require a stated devaluation, control of outward capital transactions and the surrender of a suitable percentage of gold or other liquid reserve assets. If the quota was exceeded by more than three-quarters, then a country could be declared in default and no longer entitled to draw on its account without the approval of the governing body of the ICU Thus, this proposal was a step towards a world central bank operating in an international currency.<br /><em>See also:</em> International Monetary Fund; World Bank
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<strong>Institutional aid</strong> – Financial aid programs created, funded, and administered by any given postsecondary institution.
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adverse selection (DO, G2)<br />A problem of insurance arising when the insurer does not know whether or not an insured person is at risk, with the consequence that the same premium is charged, irrespective of whether that individual is likely to claim. This can occur, for example, if applicants for life insurance do not disclose all their health details.<br /><em>See also:</em> asymmetric information

<strong>State aid</strong> – Financial aid programs funded by the state of Missouri. The MDHE administers several state aid programs.

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