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<strong>FP</strong> – Type of Dear Colleague Letter addressed to FFEL Program participants.
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Child, Sir Francis, 1684!-1740 (B3)<br />In 1721 he became head of the family banking firm Francis Child & Co.; elected Member of Parliament for Middle###### in 1727 and 1734, Lord Mayor of London in 1731. He introduced promissory banknotes in 1729, thereby abandoning the GOLDSMITH BANKING SYSTEM.
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fix(G1)<br />Twice daily fixing of the price of gold by the London gold market.

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firm-specific asset (L2)<br />Tangible and intangible property of use only to a particular firm. These assets enhance the uniqueness of a firm and its competitiveness but affect its ability to borrow as specific assets cannot be redeployed so are unsuitable as collateral for loans.<br /><em>See also:</em> specific training
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deemed tax (H2)<br />US corporate tax concession equal to the amount of total income already paid to a foreign government. If a US corporation has paid $10 million tax abroad on a pretax income of $20 million when it remits $5 million in dividends to the USA its deemed tax will be $10 million x 0.5.

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currency swap (F3)<br />A capital market exchange of a loan in one currency for a loan in another, e.g. a fixed interest dollar loan for a floating interest loan in Swiss francs.
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outsourcing (D2)<br />Subcontracting a productive activity to another firm in the same or another country.
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deprivation. It is also argued that excessive international AID can have the same effect on whole countries.
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sovereign risk (G1)<br />The rating given to an issue of government bonds by Standard & Poor or another rating agency. The grades are AAA, AA, A, BBB, BB and B.

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beta stock (G1)<br />Five hundred or so stocks and shares which are the most actively traded on the STOCK EXCHANGE AUTOMATED QUOTATION system after alpha stocks.<br /><em>See also:</em> alpha stock; delta stock; gamma stock

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<strong>CSR</strong> – Code of State Regulations. The regulations from the state of Missouri related to the Missouri Department of Higher Education and its administrative functions and authority are codified in Title 6, Division 10, Chapter 2. This is abbreviated as “6 CSR 10-2.” The Missouri CSRs may be retrieved from the secretary of state website at http://www.sos.mo.gov/adrules/csr/current/6csr/6csr.asp.
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American Stock Exchange (G2)<br /> Previously the New York Curb Market and then the New York Curb Exchange, tracing its ancestry back to trading conducted in the streets of lower Manhattan in 1793. It acquired its current name in 1953 and was incorporated in 1971; by 1987 it had 661 regular members with 60 per cent of its business with private clients and 40 per cent with institutional investors. It ended fixed commissions on dealings in 1975 and from 1985 has been linked to the Toronto Stock Exchange.<br /><em>See also:</em> New York Stock Exchange
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<strong>AFDC</strong> – Aid to Families with Dependent Children, a public assistance program.
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<strong>SU</strong> – Within CommonLine file specifications, loan type code used to indicate an unsubsidized Federal Stafford Loan.
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<strong>Last Date of Attendance (LDA)</strong> – The last day the student was physically present in class, as confirmed by the student' s attendance records. An LDA may also be referred to as an out of school date (OSD) or, if the student completed the program of study, the actual graduation date.

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<strong>Application</strong> – 1) The paper form or the information provided online/electronically to initiate a FFEL Program loan. Electronic versions of the application include MODEL Direct, CommonLine application send files, etc. 2) An eligibility determination for the state student assistance programs administered by the MDHE.

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country fund (G2)<br />A fund of stocks and shares invested in the securities of only one country. These funds provide a means of investing in countries whose stock exchanges allow only limited access by foreigners. As such funds are Jess liquid than OPEN-ENDED FUNDS which can invest globally, they often sell at a discount to their net asset value.
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price ceiling (E3)<br />The maximum price set under a prices policy, or under specific legislation such as Rent Acts (UK), usually to help lowincome households. As the price ceiling is characteristically below the equilibrium price, there will be excess demand and a need for rationing.
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<strong>Enterprise</strong> – The MDHE' s system for guaranteeing and servicing loans. Enterprise is owned and developed by American Student Assistance (ASA), the MDHE' s servicer. Also referred to as MODEL Enterprise.

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balanced budget (H6)<br />A government budget which equates revenue with expenditure. This prudent approach to fiscal policy long advocated by conservative finance ministers has frequently been attacked by KEYNESIANS who rega rd it as an inflexible rule which ignores the levels of aggregate demand and unemployment. A government surplus will increase public sector saving; a government deficit will require borrowing. However, unbalanced budgets could result in CROWDING ouT or long-term insolvency of a country (if the national debt is financed at a rate of interest in excess of the country's rate of growth) or inflation (if a country increases its money supply to finance its borrowing).

<strong>LLR</strong> – Lender of Last Resort, a student loan lender that agrees to make Stafford Loans to qualified students, regardless of the type of school, school' s CDA, etc. The MDHE offers an LLR program for Missouri students.

<strong>HT</strong> – Half Time, an enrollment status indicating the student is carrying an academic workload, as determined by the school, that is more than half time but less than full time.
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