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Reprinted from 491678955 at 08:46 on December 21, 2010 Reading (loading. ..) Comments (0) Categories: Transshipment
old-age insurance:
generally have to pay at least 15 years, to when they retire to a pension for life, so be sure to want to take the pension of people in their 15 years before retirement to start to pay. If the retirement age pension age of 15 years to pay it until you retire, when the State will keep your personal account for 8% of the pension back to you all. That unit to pay you 21% go? State to units of 21% you pay all the money to the national pension scheme in the pool fund. State regulations, only to return when the money back to individuals withholding their money to pay the money for his units all contribute to the country. How the retirement pension is calculated when out. The algorithm is very complex pension, national base of each year to pay once: If you are 30 years old, your current base pay is 3,000 yuan, while the retirement age of 55 years if it is,
tory burch outlet, then you must be in your 40 years old before starting to pay old-age insurance, while 30-year-old if you start now from the cross, handed 55-year-old is 25 years, then sure you can enjoy the pension first, and second, if you pay after 25 years to pay the 3000 block fee base has become 6000, when 55 years old you can get the first month 6000 × 20% = 1200 block of the basic pension, which is to your country, in addition to your personal account on the money in the 25 also accumulated a lot of years, the average base pay good look, (3000 +6000) ÷ 2 = 4500, then you this personal account of 25 years, there should be 4500 × 8% (you pay the personal pension ratio) × 25 years × 12 months = 108,000 dollars, in addition to other prior to 1200 a month you can get the 108000 ÷ 120 = 900 blocks, the age of 55 a month so you can get at least 1200 +900 = 2100 yuan of pension, of course, the base of each country are still to rise, this year in addition to your 900, you get every month after retirement more money than 1200, of course, that your pension So more and more old-age insurance to pay the better pay, the more you pay after you retire to enjoy the more, and the state each year after you adjust the base money will get more and more Now take 1500 years after the 1000 delivery is possible. However, no matter where you pay social security fees, etc. When you retire you can enjoy the back seat of your account local retirement benefits, so high in the base where the base pay social security but the lower back where the retirement pension to enjoy people would be a big loss. Why? If you are young in Nanjing, to pay social security for 20 years and then retired, but if your account in Heilongjiang, Heilongjiang then you must return to a pension. If you pay in Nanjing 20 years The average base is 3000, and when you retire until 1000 in Heilongjiang's contribution base, then you can only enjoy when they retire the treatment of 1000! This is a loss of! words, if you pay social security but in the rich places to retire go back to the poor place to enjoy social security, you pay a lot of life but rarely enjoy! Exchange 3000 could only enjoy 1000! This is a terrible thing, but no way is this policy of the State, so all current accounts place in the low base in Beijing or Shanghai, but higher base pay social security the attention of local work, and you either pay for social security in the West, or to the accounts before retirement and moved to Beijing or Shanghai, or else you are doing one of life pen huge loss in this deal. Perhaps you will say that if a place in the low base pay, when they retire back to the base of a high place to enjoy high welfare. Wrong! You think the labor security department will let you casually enjoy it? General this case the Government would find a reason to refuse you directly to transfer! That time you miss s wisdom: can not enjoy in Heilongjiang, in the Nanjing also can not enjoy! But some places like the situation has eased some of the provisions, such as Nanjing, allowing you to 5 years before retirement place back from a low base in Nanjing, and then continue to pay 5 years in Nanjing, Nanjing, high base, and then allows you to enjoy the pension back to Nanjing. this policy are not the same everywhere estimates, there are people who intend to turn you'd better go to the local labor bureau to find out the problem, so your retirement occurs when an unexpected accident!
flat monthly health insurance you pay is 9%, your monthly pay of about 2% plus 10 dollars for serious co-ordination, co-ordination just seriously ill patient, and that 11 % in the country every month to play with your health care account for 2% of your own, according to 1369 yuan per month if your minimum base pay social security, then the 1369 × 2% = 27.38 yuan. Is the national monthly call your own money, this money can be accumulated by direct credit card to buy medicine or out-patient services, and the remaining 9% of the national operator to take it to the medical assistance funds in the. As a rule, if you start from January 2008 to pay medical insurance, then starting from the February 2008 credit card you can buy medicine, or out-patient services, starting from July 2008 the cost of your hospital can be reimbursed for. If you August 1, 2008 in the hospital, lived in Nanjing, the best three hospitals, health care during hospitalization are used within the scope of medicine, surgery + hospitalization and other expenses spent a total of 5,000, then when the reimbursement net 1000 First medical center, which is starting price,
tory burch reva, the remaining 4000 medical center may be reimbursed 4000 × 86% = 3440 million, just pay your own 4000 × 14% = 560 yuan a, plus 1,000 yuan before the Pricing starts, you spend 5000 to pay 1560 yuan for himself as long as can be, and this 1560 yuan also deducted from your health insurance card (if you usually do not use that card), so in fact you can not spend much money hospital . Health insurance for our young people much more important than the old-age insurance, hospital doctor, after all, it is too expensive, and this is the significance for social insurance. However, the provisions of Nanjing medical insurance must pay at least 25 years to enjoy life in retirement, so if you retire at age 55, then no later than the age of 30 must begin to pay health insurance.
injury insurance
used less, if you need to be reminded that when at work or the time to work out what had happened, the risk on the lingua franca of the. However, in practice, many people pay no attention to the preservation of evidence out of trouble, they can not enjoy the work injury insurance lead, which is a great pity. If you arrive when they were hit by a car, it should be up alarm, let the police to investigate the records and photographs collected evidence after the police finished processing the accident will give you a Certificate of Authenticity and the like, you can take this to requests for injury was reported. If you have trouble to let people look for witnesses and does not run anything less than the alarm,
tory burch on sale, the case of no evidence that the general will not be accepted as work-related injuries. There is a problem of injury time, if you July 2008 1 sunrise the injury, you must immediately reporting units, the police issued identification evidence and the accident book and your work-related injuries after a medical history to see the doctor or hospital to the unit, called the unit holding the identification of these materials to do work-related injuries, your unit must be August 1, 2008 effective material before your injury to the testing center, if you are out of work-related injuries from the days of more than a month, and that injury may Identification is not up. If you do not give you identification of units that can hold your own center identification materials to identify the best and do not exceed one month, otherwise a lot of trouble a lot of trouble.
maternity insurance,
Nanjing from June 1, 2008 since the implementation of new policies. First, increase the proportion of claims; the second is when the cards must present a marriage certificate and Medicare card and other related documents, all of the cost of the cards from the beginning to the end of your birth a child, the hospital settled with the medical center in real time, personal commitment to growth only Insurance costs are not insured. As to how the payment of maternity benefits may still be required for units to come forward, you can consult the specific department of labor security. To see the old policy, because it is in July, before the New Deal the cards provided in June is still at the old policy implementation, some comrades may also need to know. For example, if you are a woman, a monthly salary of 1,000 yuan, January 1, 2008 begin to maternity insurance, whereby the base is 1369, and you pregnant in March 2008, the end of December 2008 gave birth to a child, 2009 January discharged after hospital you want to Sign the marriage certificate (not the reimbursement of an unmarried mother) + child certificate (generally not reimbursed Health 2 tires) + size chart + checkpoints and hospital construction and operation costs of all invoices + + hospital discharge summary list of all materials submitted to these companies, they can check if you are pregnant take a 500 block, children's hospital + operation when it took 2000, in general, health insurance companies can essentially within the provisions of all your claims, claims to give you the money later, including: +2000 500 inspection fee per block of inpatient surgery +1369 / month × 4 months = 7976, 1369 yuan / month × 4 months, which is specifically for the reimbursement of medical center girls subsidies. Only girls can be reimbursed to the state girls get the reimbursement of maternity insurance must be given 4 months when the average wage, so if you have children not only do not pay claims, but also can make the wages of 4 months! If you pay the base higher than wages, such as the cross is to get 1000 1369, then you have earned it. Maternity insurance to pay at least a year to enjoy, remember to remember. There is also a problem, boys are also to pay maternity insurance,
tory burch boots, maternity insurance can enjoy? If you're a boy, your wife did not work or work units did not pay the insurance, and her children when you pay maternity insurance has more than one years, then you can be reimbursed maternity insurance, but before the case, for example, you can only be reimbursed 500 inspection fee +2000 block half of hospital surgery = 1,250 yuan, 1,369 yuan of subsidies / month × 4 months salary you will not enjoy it! This is only reimbursed when girls can enjoy the same cost oh, girls will be able to take the 7976 claims, claims can only take 1,250 men, which is probably rare in China, policy. So, before the girls the best plan to have children about one year ahead began to find a unit to pay maternity insurance, you can make it! If you marry my wife and boys, the best time to marry a baby maternity insurance have to pay for a year And the base pay is also higher than the wages of her own girls Oh! However, if it does not matter she is not insured, you can give her maternity insurance reimbursement, but you do not pay subsidies to take 4 months, and the cost of the newspaper you just could get back half.
unemployment insurance,
to pay to enjoy a full year, the general pay 1 year 2 months to get, pay 2 years get 4 months, but a lifetime to get up to 24 months. Nanjing monthly standard unemployment insurance 601 yuan, 518 yuan minimum standards for urban areas. If you January 1, 2008 began to pay insurance, in January 2009 the company laid off you are, you can allow the company to get you 2 months of unemployment insurance, if you are in the year 1369 base pay of insurance, then you can get at least 2 months more than 1,000 dollars or you January 1, 2008 began to pay insurance, in January 2009 and the company you contract expires, and you do not want to renew the contract, then you can also allow the company to leave the company before you get 2 months of unemployment insurance, but also more than 800 blocks. That contract expires or the company laid off, you can take 2 months a year in accordance with the ratio of unemployment to require companies to give you do, if the company does not give you do you can go to report it, a report of a prospective. But the contract did not expire if you resign yourself go, that even if you pay full 1 year are not entitled to unemployment insurance as long as his resignation, let alone pay 1 year, that is, 10 years to pay unemployment insurance to resign You can not get a penny.
housing fund,
fund if you pay 300 a month, then the company has to your account each month to hit 300, you buy a house that is 600 out. If you paid a 50,000 whole life, you account is 10 million, and such a good thing we must not reject ah. Fund can be used to buy a house, loan, renovation or something, if you can find their own home land to build a house, the money to build a house that can be paid from the fund in the money if you do not have, when they finally retire for the money looks like all taken out.
for a job when a perfect insurance policy how to do?
five insurance: pension, unemployment work-related injuries, medical care, maternity
one gold: Fund
payment standards: old-age (by 20%, personal 8%)
; birth (units AC)
injury (in exchange, individuals do not pay)
; health care (in 10%, 2% * individual base +3)
unemployed individual units of 1.5% 0.5%)
; Fund (the highest this year, not exceeding 12% the previous year does not exceed 10% of the individual units of each half)
1. Pension Insurance is interrupted in the middle interrupt does not matter, and finally accumulated years, but the more pay, of course, the more pension Dora. for transfer procedures: transfer of a single play in the old units, new units to continue on the line
2. While the need to pay unemployment insurance However, there is not much between us (if you graduated from school, are cadre status, personnel files can be saved), to shut it does not matter, we can not get unemployment the unemployment benefits, unless the madness, the cadre status to workers identity, according to the treatment of workers after retirement pension. unemployment insurance only in the streets of registered unemployed to apply for (workers on the streets of the files as the cadres on the identity of personnel or units)
for transfer procedures: No apply to the new unit to continue on the line.
3. health insurance is more important, requirement is interrupted more than three months to failure, three months after the doctor have his own pocket, minor illness does not matter, serious illness miserable, interrupt more than three months into the new unit on again.
each have a book on health insurance, lifetime use, regardless of whether the change of units, the unit should be a certain percentage of money every month into the book, individuals may be withdrawn . use regardless.
each have a blueprint on health care,
tory burch sale, that is, medical book, medical clinics provided more than 2,000 parts costs can be reimbursed, such as spent 2500,
tory burch shoes, only 50% -70 reimbursement of 500% (hospital different reimbursement different), if the patient was reported to have more. doctor's time to tell the hospital to open list of health insurance, hospital to wear.
4. provident fund unit to give you money and keep your own money to your fund account, such as the salary of 3,000 yuan, the unit gives you 300, your deduction of 300, so you should have a monthly 600 yuan fund account can only take once a year, go to fund centers to take, you need to buy a house or repair house. consigned unit can be self-created or obtained.
for transfer procedures: first in the new units to open accounts, get account number to the old units, so the old units of the original account of the money transferred to your new account.
six-year fund center Unit will send monthly statement for each employee, show your account is now money.
In addition, every year around April next year is to adjust the pension Unemployment medical base of the time,
June of each year is adjustment of the annual fund of time.
say that now on the market following a number of non-standard situations
1. many units do not follow my wages to the insurance and provident funds, such as the average wage by Beijing, the individuals at a disadvantage . So, when looking for a job to ask.
2. Now a lot of talent all the provisions of old-age unemployment and serious illness are bundled or not, on, or all together, and you must file only to the talent on. If a person In the talent, we must take individual units of money and make money themselves, with a lot of, is said by the minimum standards have to pay more than a thousand a month, but did not have much money to personal accounts, suggested that if relatively young, Fortunately, the body, but temporarily unemployed, not their hand, and later to the unit to a bar.
3. the rich can not on the pension insurance, the poor best, and that hope can be a bit of money pension. Some people say their existence was, but the state pension or have guaranteed, regulated according to economic conditions.
4. Some of the units file is not in the unit, do not give, and it is wrong because the file and the insurance is not linked to
5. foreign accounts of the same, should give all the insurance and provident funds, and accounts does not matter, since if you go to other cities, is to turn
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