Woman killed ATM machine withdrawals caused bank i

current guests: Jiangxi University of Finance and Master of Law, lawyers Cai Jiangxi Normal University law school teachers, lawyers, Donghu District, Nanchang Kubo Law Judge Zhang Yuesheng

News Background

5 25,nike mercurial vapor, immersed in grief Wuning County, Jiujiang City, ushered in a primary school teacher, daughter Miao-Miao Zhang Xiangdong killed a seven-week day.
Miao-Miao Zhang, female, born in 1984, Ning Wuning County town of people. Zhang Miaomiao the end of life is fixed in at 0:08:46 on April 7. At that time, the designers do Quanzhou, Fujian Province, Quanzhou Fortress Street, she came to a self-Yi Mansion, bank teller, C Hua Nie husband waiting for her in the car.
to withdraw money in the Miao-Miao Zhang, a man went into self-service banking, Zhang just took out the money will be behind the man drew his sword frantically to tie the body to the Miao-Miao Zhang, only 10 seconds, Miao-Miao Zhang body of 13 knives. Nie heard his wife call for help C China burst into the bank, struggling to hold criminals, criminals will be a knife stab to the C Hua Nie. Miao-Miao Zhang cry for help, led to a KTV near two security murderer Zhu Meihua captured, Miao-Miao Zhang was taken to hospital after she died.
after the incident, reported in Fujian, a local television station broadcast a recording in the bloody scene of the video scene, this surveillance video on the Internet then the heat transfer.
However, when family members want to find the murderer claims, that other home penniless. In desperation, families of the deceased to find banks, but banks do not need to insist that responsibility, and only willing to provide 1 million yuan in

a question:

self-service banking at night can get money, why not set up security?
Moderator: evening banking work, the bank ATM machines are still available for deposit and withdrawal services, can be this time, we basically do not see the security or bank officer on the scene.
Zhang Yuesheng: we can look after case of other cases, not difficult to find such cases the rise every year, and have the same point: First, the incident time is late at night, there is no self-service banking security patrol or bank staff; the second is robbed and most of women. Therefore, in the middle of the night, ladies and it is best not to self-service bank teller alone.
Moderator: public questions is 24-hour self-service banking, bank why can not provide 24-hour personal security?
Zhang Yuesheng: from the case of But I still insist that, since the bank shall provide 24-hour access to services, it should provide security for these customers should provide 24-hour security patrol, and now includes many of the city of Nanchang, including banks, did not provide these security services, This is the high cost of banking on that.
Session II:

self bank-robbery, bank compensation can find it?
Chair: Miao-Miao Zhang murder case, the perpetrators of the family can not provide financial compensation, while banks only provide
Cai: I think in this case,chaussures de foot, the murderer Zhu Meihua basic compensation is certainly the main, due to Zhu Meihua four walls, so now the family of the deceased can be two main ways to help: You can apply for aid to banks After all, the victim was killed inside their bank, the bank based on humanitarian considerations, to give them some compensation; can also apply for assistance to the civil affairs department. This case and other court decisions in the effective implementation of, the family of the deceased can also apply for victims compensation to the court.
Moderator: From the legal perspective, the deceased's family can seek bank
Cai: In this case, although the victim to the self-service banking, but that does not mean banks have to protect consumers to fully assume the obligations of personal safety. Banks are obliged to take the necessary measures to protect the personal safety of our customers need, including with security patrols. If you still can not take measures to prevent or avoid the bloodshed occurred, banks are obliged to stop night service. But in this case the banks have not taken adequate measures shall be liable for damages.
three issues:

frequent robberies robbery, the bank repeated lose money Yuanbu Yuan?
Moderator: Some time ago, in Shangrao, Ganzhou, Jiujiang and other places more than people in the automatic teller machine withdrawals, because of password theft, resulting in deposits lost case. Depositors will be directed at banks, most of the court supported the claims of depositors, the banks bear some liability. So, the bank Yuanbu Yuan?
Luo Okubo: depositor withdrawals at automatic teller machines, used by criminals to steal passwords by technical means, the full self-service bank that could not be technically adequate security deposits to protect depositors, savers should undertake to pay the stolen money responsibility. Bank set to automatic teller machines nationwide, to get their operating income from, therefore the risk man-machine transactions, the transaction should be set up ATMs by the banks. So,
Moderator: Hall of depositors withdraw money to the bank, the bank staff had just handed the money depositors, he incurs criminals away, followed by banks that had nothing to do, is it?
Luo Okubo: As long as bank depositors did not get out the door, the bank should take full responsibility. Banks to provide services for the financial consumer units should be equipped with the necessary security measures to ensure the consumer's personal and property safety.