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Old 03-19-2011, 10:14 AM   #1
woai201123p
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Join Date: Feb 2011
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Default 消费者支付时填写信用卡相关信息

消费者用于支付的卡是非本国的卡,存在盗卡消费的嫌疑,所以系统会评为高风险交易,而拒绝扣款 。
2.未授权交易:
消费者用于支付的卡是3D卡,而在支付的过程中未填写3D验证码。所以系统会判为未授权交易, 而拒绝扣款。
信用卡代还收款通道,消费者支付时填写信用卡相关信息,提交(信用卡支付网关—银行系统—验证交易—风险评分—高风险 拒绝扣款反馈支付失败—反之成功),总的来说信用卡收款通道支付不成功的原因有以下12点: www.xinyongkadh.info
持卡人输入错误的到期日期或信用卡期限已过期,请持卡人需联系发卡行获得相关信息。
3.黑卡,盗卡,复制卡:
消费者支付的时候网络访问速度慢或其他网络问题,重复刷新支付页面导致多次提交支付申请或者系统未能接收到 支付申请等。

消费者用于支付的卡系统甄别为黑卡,复制卡等其他非法卡,系统拒绝扣款。
消费者在填写信用卡相关信息的时候,不完整或者错误信息,银行无法完成或拒绝扣款。
7. 跨国,跨地区交易支付:
信用卡信贷限额不足无法处理交易
6. 风险地区支付:
1. 信息不完整、错误或中途终止支付:
5.卡有效期已过:
4. 卡余额不足:
消费者支付的IP来自被国际信用卡组织列为高风险地区,系统会评委高风险交易,而拒绝扣款。如 :委内瑞拉
8. 网络问题:
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