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<strong>DAA</strong> – Default Aversion Assistance, assistance provided to a lender by the guarantor in order to prevent a delinquent loan from defaulting. A lender must submit a DAA request (DAAR) to the MDHE when a borrower is more than 60 days delinquent on a student loan.
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<strong>Deferment</strong> – 1) A period of time during repayment in which the borrower, upon meeting certain conditions, is not required to make loan principal payments. For a subsidized Federal Stafford Loan, the loan is also eligible for a federal interest subsidy during periods of deferment. For an unsubsidized Federal Stafford, PLUS, or Grad PLUS Loan, the borrower is responsible for the interest during periods of deferment. In this case, the interest may either be paid or may be accrued and capitalized onto the principal amount. 2) For the Bright Flight program, a student may be eligible for a deferment of eligibility for up to 27 continuous months for participating in a student exchange program, service to a non-profit organization, service or active duty in the armed forces, and for medical reasons.
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external balance (F4)<br />The state of a COUntry's BALANCE OF PAYMENTS such that it is neither in deficit nor in surplus. In accounting terms, the balance of payments always balances because of the principles of double-entry bookkeeping. However, in economic terms, for a country to have an external balance there must be an equality between the flows of payments and receipts between that country and the rest of the world in a given time period.<br /><em>See also:</em> internal balance <br /><em>Reference</em><br />Meade, J.E. (1951) The Theory of International Economic Policy, VoL I, The Balance of Payments, ch. 10, London and New York: Oxford University Press. Swan, T.W (1963) 'Longer run problems of the balance of payments', in H.W Arndt and WM. Corden (eds) The Australian Economy, Melbourne: F W. Cheshire.

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