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<strong>PT</strong> – Part time, a term used to describe students attending school with less than a full-time academic workload, as defined by the school.
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dual-decision hypothesis (E6)<br />Clower's reinterpretation of KEYNEs's unemployment equilibrium by distinguishing 'notional' demand, the demand of households at prices reflecting a FULL- EMPLOYMENT equilibrium from 'effective' demand, the demand of households whose actual incomes have fallen through unemployment. Adjustment to unemployment equilibrium takes place through incomes and not through relative prices. This hypothesis recognizes that in a market system a household cannot buy and sell what it pleases if there is excess supply in the economy, and attempts to reconcile WALRAS'S LAW with KEYNEs's General Theory.<br /><em>Reference</em><br />Clower, R.W (ed.) (1969) Monetary Theory, ch. 19, Harmondsworth: Penguin.
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<strong>ANN</strong> – Type of Dear Colleague Letter providing training announcements.

piece rate (J3)<br />A specific wage rate per unit of output. Piece rates were a major method of paying workers and now are useful in incentive pay schemes.<br /><em>See also:</em> time rate

<strong>Change Transaction Send File (CTSF)</strong> – The CommonLine file type used to send change transactions to guarantors, lenders, and/or servicers so that FFEL Program loans may be updated. CTSFs are divided into pre-disbursement transactions (@1-09) and post-disbursement change transactions (@1-10).

<strong>R record</strong> – Response record, a record type included in CommonLine response files. An “R record” is sent to the original source of a change transaction send file.
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distribution (D3, L8)<br />1 The division of the NATIONAL !NCOME among the FACTORS OF PRODUCTION in the form of WAGES, PROFITS, !NTEREST and RENT. TURGOT, in his Reflections sur la formation et la distribution des richesses (1766), was probably the first economic writer to examine the distribution as a separate issue. Despite John Stuart MILL's attempt to separate the laws of production from the laws of distribution, there has always been an intimate relationship between distribution and other economic theories. Socialist economists have made the study of distribu- tion a major concern.<br /> 2 The distribution of one type of income between persons or between groups.<br /> 3 The last stage of production in which goods or services reach final consumers.<br /><em>See also:</em> labour's share of national income; post-Keynesians

<strong>NAACP</strong> – National Association for the Advancement of Colored People.

<strong>POP3</strong> – Post Office Protocol Version 3, a method to permit workstations on the internet to access a mailbox server.
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Marshallian demand curve (DO) MARSHALL's graphical representation of a demand schedule showing the relationship between two variables, price and quantity demanded, assuming that any other determinants of demand remain the same as prices change. FRIEDMAN and others have discussed the implications of the ceteris paribus assumptions, especially the difficulty of keeping real income constant as prices change.<br /><em>Reference</em><br />Friedman, M. (1953) Essays in Positive Economics, pp. 47-99, Chicago and London: University of Chicago Press.<br /> Marshall, A. (1920) Principles of Economics, 8th edn, Book 3, ch. 3 and Mathematical Appendix, London: Macmillan
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<strong>Add Loan</strong> – Application processing feature within MODEL Direct. The Add Loan process provides a realtime guarantee for loan applications.

<strong>FERPA</strong> – Family Educational Rights and Privacy Act of 1974.
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motility (J6)<br />The tendency of a worker to be mobile in a labour market. This can be measured by a questionnaire concerning a worker's intentions. Determinants of motility include a person's level of education, type of occupation and financial ability to obtain housing in another area.<br /><em>See also:</em> mobility of labour

revalorization (E3, H2)<br />Changing prices or tax rates, e.g. periodic increases in excise duties in line with INFLATION SO that these INDIRECT TAXES are constant in real terms.

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