Bank staff do 68 card overdrafts 580,000 yuan

born in 1983 in Guangzhou, a Boy Cai yesterday charged with credit card fraud, the Court of Yuexiu District in Guangzhou City, arraigned for trial. He handled a total of 68 credit cards, of which 57 overdraft, overdraft of up to 578,000 yuan. He confessed to the charges and said he has been the habit of overdraft to shattering way, continue to apply for new credit card with a way of repayment.
journalists love to practice more law intelligence correspondent declared

Cai Xiang County in Hunan Province who, secondary education, domicile, Liwan District, Guangzhou City, in July 2010 7 is executed criminal detention, August 11, 2010 arrest. Cai was arrested at his residence, when credit cards were seized at his home 46. Cai skin and white, speak authentic Cantonese, Cantonese is also carried out the trial. He told reporters that he engaged in too many secondary jobs after graduation, before his arrest is the credit card department of a bank employee.
prosecution allegations, Cai in December 2004 to November 2010, the in Guangzhou in his own name, and were falsely Lee, Yao Mou, Tanmou, Hwang, Wu a, Hemou, Wu and others in the name of the Shanghai Pudong Development Bank, Shenzhen Development Bank, China Construction Bank, China Minsheng Bank, China Industrial and Commercial Bank of China, Bank of Communications, China Everbright Bank, CITIC Bank, China Merchants Bank, Guangdong Development Bank Bank of China to apply for a total of 68 credit cards for their own use, one of the 57 credit cards by Cai to consumption, to mention a malicious way is a total principal amount of 503,254.64 yuan overdraft, 33642.57 HK $ 3833.37, £ 1160.32, € 860.75, equivalent to a total of 578,241.77942 yuan, the repayment deadline, the bank several times by the collection, refuses to return, causing a total loss of the bank 578241.77942 yuan.
prosecution believes Cai ignore national laws, the illegal possession for the purpose of cheating by using false credit card to credit card fraud and malicious overdraft credit cards, a huge amount, he broke the Criminal Law
criminal law, committed credit card fraud, the amount is especially huge or other especially serious circumstances, term imprisonment or life imprisonment, fifty thousand yuan or more than fifty years in prison confiscation of property. Finally, if the court finds that the amount of crime is indeed Cai 57.8 million, he or will face more than a decade in prison.
still under trial in the present case, will choose a sentencing date.
with relatives and friends to receive cards

Cai how much a person can apply for credit cards? Court investigation, 68 credit cards,abercrombie and fitch, of which 19 are in their own name Cai applications. Other, is based on the mother, girlfriend and five colleagues in the name of the application. Cai to relatives and friends of the identity information to apply, but the contact was his own, so the credit card bills are all sent his own residence.
Cai argues that his girlfriend and his colleagues used the identity information for credit cards, most people are informed, was with him personally to the bank and signed. Only four, was his colleagues used their knowledge of the identity information for processing. Colleagues was willing to take a credit card identity information to him, because he told them his mother had cancer, need money. It is understood that Cai's mother died in 2007.
advance money to treat the mother but also to travel abroad

Cai account, credit cards, overdraft 578,000 yuan is a fact, Cai used for daily consumption as part of more than 20 million is treatment for the mother, the other is used for tourism and gambling. The evidence provided from the border, Cai many times to Hong Kong and Macao and overseas. Cai also admitted that he had used the money to advance Singapore, Malaysia, Thailand, Japan, South Korea tourism.
Cai said he has been in accordance with the bank before the minimum amount required repayment, to pay the debt, he kept open a new card, paying the money with the new card the amount owed on a card .
but in 2007, his mother ill, it takes a lot of money, time, he has more than 30 million owed to the bank, he has been completely impossible to pay the wage payment, shattering The method is also difficult to sustain the.
Cai asked the judge: relax. He also added that his lack of discipline, has been willful.
Defendant: pay back the money yet think of ways

Cai on the prosecution confessed to the crime charged, the contents of the indictment and the data is no objection. How much for the credit cards, Cai said that he also can not remember, and some have canceled, some have been scrapped. Cai said he do not have repayment ability, His performance in court has been very calm, to not avoid the charge, until the stage of final statement the defendant, his voice was choked up. He said: