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<strong>Direct lending, or direct loan</strong> – The William D. Ford Direct Loan Program, a federal student loan program through which the U.S. Department of Education loans money directly to students and parents rather than having the loans funded by private lenders, as in the case of the FFEL Program. Direct lending is codified in federal regulations within 34 CFR 685.
'dismal science' (A1)<br />The summary dismissal of ECONOMICs made by Thomas Carlyle (1795-1881). He argued that as utilitarianism had been mechanically applied and as humans were
abundance (Q2)<br />The opposite of scARCITY. Abundant goods and services cost nothing to produce and are made freely available. Principal examples are some natural resources but increasingly as population has grown their scarcity has been discovered.
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