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leverage (EO, GO)<br />1 The ratio between a company's longterm debt and the total capital it employs.<br /> 2 GEARING.<br /> 3 The difference between the actual level of GROSS DOMESTIC PRODUCT and the hypothetical level which would result in the absence of receipts and expenditures of the public sector. The Musgraves measured it as References Fei, J.C.H. and Ranis, G. (1965) Development of the Labor Surplus Economy, Homewood, IL: Richard D. Irwin.<br /> Lewis, WA. (1954) 'Economic development with unlimited supplies of labour', Manchester School22: 139-91.
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<strong>Consolidation</strong> – The combining of existing federal student loans into one new loan with an interest rate equal to the weighted average of the loans being consolidated. Consolidation can result in lower monthly payments but higher total debt.
<strong>NCHELP</strong> – National Council of Higher Education Loan Programs, the FFEL Program national association for guarantors and secondary markets. NCHELP provides tools, manuals, documents, and resources online, including the Code of Federal Regulations (CFR). Visit the NCHELP e-library at
www.nchelp.org.
<strong>MOHELA</strong> – Missouri Higher Education Loan Authority, Missouri' s designated FFELP secondary market. MOHELA, a non-profit quasi-governmental entity, originates, disburses, services, and purchases FFELP and private loans. Additionally, MOHELA provides Missouri students with significant repayment benefits, including deeply discounted interest rates when the MDHE is the guarantor. MOHELA was created more than 20 years ago and is headquartered in Chesterfield, Missouri. May be found on the world wide web at
www.mohela.org.
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