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<strong>National Council of Higher Education Loan Programs (NCHELP)</strong> – The FFEL Program national association for guarantors, secondary markets, collection agencies, and other organizations. NCHELP provides tools, manuals, documents, and resources online, including the Code of Federal Regulations (CFR). Visit the NCHELP e-library at
www.nchelp.org.
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Bank of England (E5)<br />The UK's CENTRAL BANK which received its first charter in 1694. Although originally a privately owned bank, it administered the national debt from 1752. In a series of statutes culminating in the BANK CHARTER Acr 1844, it was increasingly subjected to government regulation, particularly in its note-issuing powers. After the collapse of the GOLD STANDARD in 1931, it operated EXCHANGE CONTROLS from 1939 to 1979 and from 1945 was more and more involved in supervising the UK banking sector. It was nationalized in 1946. It conducts MONETARY POLICY through OPEN MARKET OPERATIONS and by influencing market interest rates. The note issue is now entirely FIDUCIARY, but the monetary assets backing the note issue are used for the bank's daily interventions in government security and money markets. Also, the bank holds accounts for about 130 overseas central banks, the INTERNATIONAL MONETARY FUND and some private and public sector clients. It acts, too, as the registrar of government stocks of the UK, several Commonwealth countries and UK local authorities.<br /><em>See also:</em> bank rate; Competition and Credit Control; corset; minimum lending rate <br /><em>Reference</em><br />Geddes, P. (1987) Inside the Bank of England, London: Boxtree.<br /> Sayers, R.S. (1976) The Bank of England, 1891-1944, Cambridge: Cambridge University Press.
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<strong>Financial Aid Administrator (FAA)</strong> – A staff member at an eligible school who administers financial aid programs.
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