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Redefine your sense of affluence
Bellevue WA certified public accountant Stephen L. Nelson CPA has written more than 150 books. His bestselling book is Quicken for Dummies, which sold more than 1,000,belstaff women jacket,000 copies. His books have sold more than 4,000,000 copies in English and have been translated into more than a dozen other languages.
A second tactic is to postpone retirement a few extra years, which, of course, also reduces the number of years you’re retired. Rather than working to age 62 or 65, for example, working until age 67 or 69―a few more years of contributions and compound interest income―will make a surprising difference, and you’ll boost substantially the money you receive from defined-benefit retirement plans. If you’re paying a mortgage,coach for cheap, maybe you can pay that off in those few extra years, too.
A third and more unconventional tactic is to decide that less is more and tune into the art and philosophy of frugality. A good book on this subject is Your Money or Your Life by Joe Dominquez and Vicki Robin (Viking Penguin,tods outlet, 1992). And if you decide to live on less while you’re still working, you’ll end up saving a lot more over the remaining years you work.
you’re sick of it, do something else. Get a job teaching at the community college. (Maybe you’ll get summers off.) Join the Peace Corps and go to South America. Get a job in a daycare center and help shape the future.
Give yourself breathing room