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GP – Guarantee and Print, a type of application process flow within the FFEL Program and outlined in CommonLine file specifications. In a “GP” process flow, the school submits loan application information to the guarantor for guarantee. After the loan is guaranteed, either a paper MPN is mailed to the borrower for completion or the application is made available online for the borrower to complete and sign.

regional multiplier (R1) The number of times the income or employment of a region will multiply as a consequence of an increase in AUTONOMous EXPENDITURES. TWo approaches are often used: the economic base multiplier and the modified KEYNESIAN approach. The economic base approach assumes that regional income can be divided into two pa rts -what a rises from the BASIC IN DUSTRIES of the region and what springs from other regional industries. This multiplier is then calculated as I /(1 - s) with s the ratio of income earned in the non-basic sector to total regional income, i.e. the regional mul tiplier is 1 1 - ( 1 - t )( c - m ) with t the income tax rate, c the ma rginal propensity to consume and m the ma rginal propensity to import. There are many problems in calculating this multiplier, including the fact that basic industries may vary greatly in the extent to which they export to other regions. The KEYNESIAN approach merely applies a national multiplier formula to a region. A multiplier for a particular region is usually smaller than that for the national economy of which it is part as regions are more open, thus suffering from leakages of expenditures to other regions. See also: multiplier
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Jurgensen Report (E5, F3) A report to the World Economic Summit in Williamsburg, Virginia, in 1983 on central bank intervention in currency markets.
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increasingly connected only by cash payments, fundamental spiritual values were being neglected. See also: cash nexus Reference Rutherford, D. (1996 - -7) 'Dismal Carlyle and the"DismalScience"', The Carlyle Society Papers New Series, No.8: 24 - 36.
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National Association of Securities Dealers Automated Quotation System (G2) US securities market founded in 1938 which lists over-the-counter securities not listed on regular exchanges. By the end of the 1980s, it became the second largest securities market in the USA and the third largest in the world, making it the strongest stock market in competition to the New York Stock Exchange, particularly because of its innovations in technology and market making. The price quotations of its MARKET-MAKERS are the basis of competition in this electronic market; each stock has a minimum of two marketmakers. From 1982, only stocks with at least 100,000 shares worth at least $5 each have been included, i.e. 2,500 stocks. It is also linked to the INTERNATIONAL STOCK EXCHANGE to provide a TRANSATLANTIC MARKET in 600 securities. See also: over-the-counter market

MDHE Digest – The Missouri Department of Higher Education' s monthly electronic newsletter. To sign up for this publication, visit http://www.dhe.mo.gov/mdhedigest/signup.shtml.
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shortage economy (P4) An economy characterized by EXCEss DEMAND for many goods and services for substantial periods of time. This often happens because prices of basic necessities are kept below their market clearing levels for welfare reasons. In a CENTRALLY PLANNED ECONOMY, there is a tendency to adhere to the same set of prices for many years, not raising them as demand rises. Also, if the prices set by a government reflect its priorities and not those of consumers excess demand can easily develop. See also: Soviet-type economy
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inflation accounting (E3, M4) Accounts measuring costs, revenue, profit and loss at constant prices. Major professional bodies of accountants have produced conventions to deal with the effects of inflation so that a true and accurate description of the financial state of an enterprise is achieved. The current cost approach is used in the UK, Australia, Canada and New Zealand. In the USA, the SECURITIES AND EXCHANGE COMMISSION requires large corporations to use the replacement cost approach, stating both specific price changes and movements in the general price index. See also: current cost accounting; Sandilands Report Reference Tweedie, D.P. and Whittington, G. (1984) The Debate on Inflation Accounting, Cambridge: Cambridge University Press.

administered inflation (E3) INFLATION brought about by firms increasing the profit mark-up on their products; a form of COST-PUSH INFLATION. See also: mark-up pricing
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Payment period – The basis on which a school must schedule and deliver disbursements for a particular loan period. A payment period is determined by the structure of the school' s academic program.

dividend net (G2) The rate of dividend paid in the last year, less income tax paid at the standard rate.

SMART Grant – Science and Mathematics Access to Retain Talent, a new federal grant available as of July 1, 2006. Eligibility for this grant is based on science and math curriculum and academic performance as well as financial need. May also be referred to as the National SMART Grant Program.

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