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<strong>Smart Approach to Student Loans and Consumer Debt</strong> - A comprehensive guide to understanding a student loan from start to finish. This publication and all publications published by the MDHE can be requested on the Publications Order Form: http://www.dhe.mo.gov/publicationsorderform.shtml.

<strong>Award Year (AY)</strong> – The standard federal definition of an award year is July 1 through June 30. (Note: the acronym “AY” may also refer to the Academic Year or Aid Year.)

hold-up (DO)<br />A form of economic opportunism occurring when assets and investments have a value specific to an exchange, e.g. an employee with SPECIFIC TRAINING can USe that HUMAN CAPITAL investment as the basis for demanding higher remuneration.<br /> <br /><em>Reference</em><br />Goldberg, V.P. (1976) 'Regulation and administered contracts', Bell Journal of Economics 7: 426-48.

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cookie jar accounting (Ll)<br />Setting aside reserves in the years of a company's prosperity to be used in a recession so that income available for shareholders is stabilized.<br /><em>See also:</em> Swedish budget

productive capital (H4)<br />That portion of sociAL CAPITAL invested in those sectors of the economy in which SURPLUS VALUE is created.

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of these include Visa and Mastercard. Such cards, in use in the USA since 1950 and in the UK since 1966, have contributed to the large increase in consumer debt. As the banks financing these cards advance the amount due to retailers and collect from the cardholders later, they bring about a short-term increase in the money supply. Like the development of other modem financial arrangements, credit cards have made it more difficult for central banks to control the money supply.<br /><em>See also:</em> affinity card; charge card; debit card; smart card
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price level (EO)<br />The average of the prices of all the goods and services sold in an economy. This key macroeconomic concept is used in many models of an economy, e.g. AGGREGATE DEMAND and AGGREGATE SUPPLY curves plot real income against the price level. Changes in the price level are measured by price indices, e.g. in the UK the RETAIL PRICE INDEX and in the USA the CONSUMER PRICE INDEX and GROSS DOMESTIC PRODUCT deflator.
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Reprinted from 83454240 at 16:52 on November 3rd,mbt shoes clearance, 2007 Read (loading. ..) Comments (1) Category: Personal Diary


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