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<strong>ASA</strong> – American Student Assistance, the MDHE' s servicer for FFEL Program loans.
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<strong>Cost of Attendance (COA)</strong> – An estimate of a student' s total education-related expenses for an enrollment period.

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<strong>MASFAA</strong> – Midwest Association of Student Financial Aid Administrators. MASFAA includes the following states: Missouri, Illinois, Indiana, Iowa, Michigan, Minnesota, Ohio, West Virginia, and Wisconsin.
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<strong>DE</strong> – U.S. Department of Education, which may also be referred to as ED, USDE, or simply the Department.
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Shackle, George Lennox Sharman, 1903-92 (B3)<br />UK economist noted for his works on EXPECTATIONS. After an education at New College, Oxford, and the London School of Economics, he worked at the Oxford Institute of Statistics and, during the war, in the Economic Section of the Cabinet Secretariat before being appointed Reader in Economic Theory at Leeds University from 1950 to 1951 and Brunner Professor of Economic Science at the University of Liverpool from 1951 to 1969. He delved deeply into the central issues of KEYNES'S GENERAL THEORY, EXPECTATIONS and UNCERTAINTY, e.g. in his Expectations, Investment and Income (1938) and Expectations in Economics (1949). A lively account of the renaissance of economics in the 1930s is detailed in The Years of High Theor y (1967). The principal questions he examined were the significance of time, the meaning and process of human choosing and the role of information in choosing.<br /><em>See also:</em> potential surprise function <br /><em>Reference</em><br />Ford, J.L. (ed.) (1990) Time, Expectations and Uncertainty. Selected Essays of G.L. S Shackle, Aldershot: Edward Elgar.

These constitute the part of long-term financial capital without a claim on the assets of a firm and which will be lost if the enterprise goes bankrupt.

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<strong>Loan period</strong> – The period of time for which the loan is certified. The loan period generally equals an academic year or term.
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helicopter money (E4)<br />An unanticipated increase in the nominal stock of money leading to an increase in demand for goods and a rise in the general price level of an economy.

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<strong>AGD</strong> – Anticipated Graduation Date, the date a student expects to graduate. May also be referred to as the Expected Graduation Date.

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pure interest rate (E4)<br />The RATE oF INTEREST on a riskless investment
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<strong>R record</strong> – Response record, a record type included in CommonLine response files. An “R record” is sent to the original source of a change transaction send file.

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crashometrics (G1)<br />The quantitative analysis of crashes in security or currency markets. This exercise provides a means of estimating the exposure of a portfolio to a market crash.

rent seeking (DO, Ll)<br />Monopolizing activity. This is much criticized as it produces a social waste rather than a social surplus.

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Solow residual (04)<br />That part of economic growth that cannot be explained by the growth of the labour force or the stock of capitaL<br /><em>Reference</em><br />Solow, R.M. (1957) 'Technical change and the aggregate production function', Review of Economic Studies 39: 312-20.

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search cost (DO, JO)<br />The costs to a buyer or seller of acquiring information about prices and quantities available in a market. Some markets, particularly the LABOUR MARKET, have suffered for a long time from imperfections such as ASYMMETRIC INFORMATION. Both employers and workers have to incur many costs (e.g. of advertising, travel, time taken from other activities) to come into contact with each other. Search costs are a form of investment by a worker, with higher wages being the return to such expenditure. If buyers and sellers are rational profit maximizers in their search activities, they will continue seeking for what they desire until the marginal cost of search equals the marginal benefit derived from it. STIGLER was a pioneer in his application of search theory to labour markets.<br /><em>Reference</em><br />Lippman, S. and McCall, J.J. (1976) 'The economics of job search: a survey', Economic Inquiry 14: 115-89, 347-68.<br /> Pissarides, C.A. (1976) Labour Market Adjustment, Cambridge: Cambridge University Press.<br /> Stigler, G.J. (1962) 'Information in the labor market', Journal of Political Economy 70 (October Supplement): 94 -105.

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external shock (E6)<br />A large unanticipated change in world economic conditions which impacts upon a particular national economy. Shocks can take many forms, including a shift in the TERMS OF TRADE, a slowdown in the growth of world export demand and an increase in the interest rates set by world financial markets. However, the major shocks of the 1970s, particularly the increase in the price of oil, had an uneven impact on the prosperity of particular nations with producing countries welcoming the shocks and consumers having to make major adjustments.<br /><em>See also:</em> structural adjustment policy; supply-side shocks
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